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Home » Topics » IMFnews » Originations

Originations
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GSE VantageScore Pilot Secrecy Extends to Credit Bureau

May 21, 2026
Brandon Ivey
Even officials at Experian aren’t sure how many lenders are participating in the pilot.
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Short Takes: GSEs Adjust LLPAs / Mortgage Defect Rate Down Slightly / HELOC Securitization Picks Up / Pending Home Sales Decline

May 21, 2026
Brandon Ivey
The GSEs have differing loan level price adjustments for classic FICO and VantageScore 4.0, according to VantageScore.
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Veterans United Seeing Cost Savings With eNotes

May 20, 2026
Emmeline Willey
The lender saves 5 basis points per loan on average using eNotes.
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Rocket Offering Discounts on Home Sales With Redfin

May 20, 2026
Brandon Ivey
The savings of up to $20,000 come in the form of lender credits and reduced real estate agent commissions.
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FHA Proposes Denying Loans Due to Delinquent Child Support

May 20, 2026
Brandon Ivey
FHA noted that federal law prohibits providing federal financial assistance to individuals with delinquent child support.
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Short Takes: House Poised to Vote on Housing Bill / Demand for Purchase Mortgages Declines / Pending Home Sales Increase in April / Debt Offering From Redwood

May 20, 2026
Brandon Ivey
The House is set to vote on a revised version of the 21st Century ROAD to Housing Act. It’s expected to pass with broad bipartisan support.
Read More

FHA Plans De-Regulation to Address Origination Costs

May 19, 2026
Emmeline Willey
FHA expects to rescind a suite of policies next month as a continuation of its deregulatory approach to tackling affordability, said FHA Deputy Assistant Secretary for Single-Family Housing Matt Jones.
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Mortgage-Banking Income Ticks Up at Nonbanks

May 19, 2026
John Bancroft
Earnings improved during the first quarter of 2026 among a group of 13 publicly traded nonbank companies despite choppy market conditions and slowing production.
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Reasons for Refi Denials Shift in 2025

May 19, 2026
Shannon Clark
Lenders turned down 23.38% of refinance applications based on credit history last year compared to 29.88% in 2024.
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Credit Score Providers Tout Expanded Mortgage-Borrower Pool

May 19, 2026
Brandon Ivey
Both VantageScore and FICO claim their scoring models allow lenders to approve more mortgage applicants.
Read More
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