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Home » Topics » IMFnews » Originations

Originations
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Short Takes: Applications Slow / FHA Extends Waiver for Flood Requirements / Trump Admin Touts Home Price Depreciation

January 28, 2026
Brandon Ivey
Mortgage applications declined by 8.5% last week compared to the week prior.
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Mortgage-Related Complaints to CFPB Increase in Fourth Quarter

January 27, 2026
Shannon Clark
Some 6,836 mortgage-related complaints were filed with the bureau between October and December, up 9.7% from the third quarter of 2025.
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Credit Reporting Industry Supports Tri-Merge

January 27, 2026
Dennis Hollier
The trade group representing Equifax, Experian and TransUnion says they're not the source of rising credit score costs; FICO is.
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GSE-Eligible Loans Flowing Into Non-Agency MBS

January 27, 2026
Brandon Ivey
An affiliate of Ellington Management Group is offering its first non-agency MBS with GSE-eligible mortgages.
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Short Takes: Non-QM Delinquencies Remain Elevated / Home Price Appreciation Speeds Up / MBS-Focused REIT Adds to Holdings / Onity Upsizes Debt Offering

January 27, 2026
Brandon Ivey
The impairment rate on securitized non-qualified mortgages didn't recover in December after a spike in November that was thought to be tied to the month ending on a Sunday.
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Investor Demand Helps Drive Down Rates on DSCRs

January 26, 2026
Abby Zimmardi
Growing acceptance of DSCR loans is helping drive improved lending flexibility.
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Private MI Fares Better Than FHA in Fourth Quarter

January 23, 2026
Brandon Ivey
GSE purchase-mortgage business with private MI declined at about half the rate of the decline seen in FHA purchase-mortgage business in the fourth quarter of 2025.
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MBA Addresses CHLA’s Concerns About Single-Pull Proposal

January 23, 2026
Dennis Hollier
The MBA pushed back on various concerns raised by CHLA regarding a proposal to allow single-file credit pulls for certain GSE mortgages.
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Morningstar Seeing Positive Results in RTL Securitizations

January 23, 2026
Abby Zimmardi
Rating criteria for securitizations of residential transition loans has helped boost investor participation in the sector, according to officials at Morningstar DBRS.
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Mixed Trends for GSE Conforming Jumbos in 2025

January 23, 2026
Abby Zimmardi
Conforming jumbo business at the GSEs fell 14.4% on an annual basis to $31.85 billion in 2025.
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