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Home » Topics » IMFnews » Originations

Originations
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Bank Mortgage-Banking Earnings Slip in Fourth Quarter

February 23, 2026
Brandon Ivey
The fourth-quarter total was skewed by Capital One, which reported $484.8 million in mortgage-banking income in the quarter.
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Industry Participants Have Pulte’s Ear in First Year at FHFA

February 23, 2026
Dennis Hollier
By far, the events listed most frequently in Pulte's calendar are meetings with industry leaders.
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Risks Seen in Potential Shift From Tri-Merge Process

February 23, 2026
Brandon Ivey
Using a single score or bi-merge increases the uncertainty in assessing borrower risk, with direct implications for loan pricing and underwriting decisions, according to a study by Andrew Davidson & Co.
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Short Takes: Expanded-Credit MBS From Redwood / MSRs on Offer / Rate Launches Crypto Option / Sales of New Homes Increase

February 23, 2026
Brandon Ivey
Redwood Trust is set to issue its first expanded-credit MBS from its Aspire shelf.
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Refis Push Primary MI Volume Up in Fourth Quarter

February 20, 2026
John Bancroft
Private MIs and the two major government programs provided primary coverage on $74.80 billion of refinance loans, more than double the volume in the third quarter.
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Interest Rates on Mortgages Fall to Lowest Level Since 2022

February 20, 2026
Brandon Ivey
The average interest rate for a 30-year fixed-rate mortgage declined by 8 basis points on a weekly basis and hit its lowest level since September 2022.
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Opendoor to Offer Mortgages for Homebuyers

February 20, 2026
Brandon Ivey
Opendoor is looking to mortgages to improve profitability after taking a $1.1 billion loss in the fourth quarter of 2025.
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Short Takes: Potential for Rate Cut Takes a Hit / Radian Closer to Selling Ancillary Units / Pending Home Sales Slump / Risk of a Recession Declines

February 20, 2026
Brandon Ivey
Recent inflation trends along with the strong jobs report for January “suggest the lower likelihood of a rate cut” at the next Federal Open Market Committee meeting, according to Joel Kan, a vice president and deputy chief economist at the Mortgage Bankers Association.
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Borrower Lock-In Easing With Passage of Time

February 19, 2026
Emmeline Willey
Homeowners are beginning to relinquish their COVID-era mortgages.
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Ginnie Issuance Climbs Slightly in January

February 19, 2026
Emmeline Willey
Issuance of Ginnie Mae mortgage-backed securities increased by 3.5% on a monthly basis in January.
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