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Home » Topics » IMFnews » Originations

Originations
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LO Comp Compliance Crucial Amid CFPB Uncertainty

September 16, 2025
Shannon Clark
Even if the CFPB rescinds its LO rule, the Truth in Lending Act — the statute the LO comp rule is implementing — remains.
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Short Takes: Fed Update / New MISMO President / Goldman Offers RPL MBS

September 16, 2025
Brandon Ivey
The Fed will have a new governor in place as it considers monetary policy this week and Fed Governor Lisa Cook will also remain in place.
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Truist Accuses Competitor of Swiping Mortgage Team

September 15, 2025
Emmeline Willey
The case is ongoing, with Colliers seeking summary judgment.
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Retail Takes Back Some Market Share in Second Quarter

September 12, 2025
Brandon Ivey
The retail channel accounted for 51.3% of first-lien originations in the second quarter of 2025.
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CMG HELOCs Heading Into Securitization From PR Mortgage Investment

September 12, 2025
Brandon Ivey
PRMI is a portfolio manager founded in 2019 with ties to Merchants Bank of Indiana.
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Short Takes: Interest Rates Drop / Figure’s Stock Rises First Day of Trading / Annaly Brings Another Large Expanded-Credit MBS

September 12, 2025
Brandon Ivey
The average interest rate on a 30-year fixed-rate mortgage declined by 15 basis points in the past week.
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Bayview’s Planned Acquisition of Guild Fast Tracked by FTC

September 11, 2025
Brandon Ivey
The Federal Trade Commission ended the waiting period early for Bayview Asset Management's planned acquisition of Guild Mortgage.
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Figure Goes Public With Upsized IPO

September 11, 2025
Brandon Ivey
Initially looking to raise around $500.0 million, Figure's IPO ultimately raised $787.5 million.
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Short Takes: Homebuyer Demand Declining / Rocket Increases Financing / PIMCO Wins Fannie Auction for RPLs

September 11, 2025
Brandon Ivey
“Some house hunters are staying on the sidelines because they want mortgage rates to drop more significantly before jumping in,” Redfin said.
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Flagstar Focusing Residential Originations on Wealth Clients

September 10, 2025
Brandon Ivey
"We launched an interest only mortgage product to fill in the market gap left by First Republic [Bank] and others," said Richard Raffetto, a senior executive vice president at Flagstar and president of commercial and private banking.
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