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Home » Topics » IMFnews » Originations

Originations
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Treasury Officials Reiterate Plans to Boost Banks

March 4, 2026
Brandon Ivey
Federal regulators are set to propose revisions to bank capital requirements and then plan to adjust liquidity requirements.
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GSEs Offering Flexibility as Partial Government Shutdown Drags On

March 4, 2026
Brandon Ivey
The GSEs noted that mortgages for government employees and other workers directly impacted by the shutdown are eligible for delivery to the GSEs, even if the borrower is not receiving pay, so long as certain conditions are met.
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Short Takes: Home Price Appreciation Expected to Pick Up / Pulte Promises Action on Affordability / Nonbank Lenders Falter / Home Sales Increase in February

March 4, 2026
Brandon Ivey
Cotality is projecting a 4.4% annual increase in home prices as of January 2027.
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Tempered Response From Potential Borrowers as Rates Hover

March 3, 2026
Brandon Ivey
“5.75% is really where you have more and more homeowners in the money on a cash-out refi,” Scott Peyree, president and CEO of LendingTree, said.
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Appeals Court Looks to Address Injunction Against CFPB

March 3, 2026
Shannon Clark
Judges on the appeals court seemed conflicted about whether the Trump administration has the authority to move forward with its plans to terminate nearly 90% of the workforce at the CFPB.
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Short Takes: Agency MSRs on Offer / Mortgage Profits Decline at LendingTree / HomeBridge, AmWest Selling HELOCs Via Goldman

March 3, 2026
Brandon Ivey
MorVest Capital is brokering the sale of agency mortgage servicing rights with an unpaid principal balance of $2.41 billion.
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Average Interest Rate Drops Below 6%

March 2, 2026
James Dohnert
Last week was the first time in three and a half years that the 30-year FRM interest rate has dropped into the 5% range.
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Homeowners With Rates Under 3% Reach Five Year Low

March 2, 2026
James Dohnert
About 21% of homeowners have a rate of 6% or higher, the highest share in a decade.
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Nonconforming Share of Originations Hits 20.9% in 2025

February 27, 2026
Brandon Ivey
Some $401.0 billion of nonconforming mortgages were originated in 2025.
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Rocket Returns to Profitability in Fourth Quarter

February 27, 2026
Brandon Ivey
"We structurally doubled the capacity of every production team member through technology," said Varun Krishna, CEO and director of Rocket Companies.
Read More
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