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Home » Topics » IMFnews » Originations

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Industry Hopeful About Housing Regulatory Changes

May 6, 2026
Shannon Clark
Panelists at the Women in Housing and Finance symposium were pleased with recent regulatory changes that could improve housing supply.
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Short Takes: Interest Rates Head Higher / Losses Increase at loanDepot / Sales of New Homes Increase in March / Pennymac’s REIT Turns Profit in 1Q

May 6, 2026
Brandon Ivey
Issues stemming from the war with Iran helped to push interest rates on mortgages up last week.
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Stalled Housing Package Seen as Boost for Midterm Prospects

May 5, 2026
Emmeline Willey
“The only thing that’s on the table for them to do are these two bills,” said TD Securities Managing Director Jaret Seibert.
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Onity Cites Headwinds as Income Declines in First Quarter

May 5, 2026
Brandon Ivey
"Mortgage rate volatility, higher than expected refinancing activity and elevated FHA delinquencies pressured near-term performance," said Glen Messina, chair, president and CEO of Onity Group.
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Attorneys See Plenty of Fair Lending Risks Despite CFPB’s ECOA Shift

May 5, 2026
Shannon Clark
Elena Babinecz, a shareholder at the law firm of Baker Donelson and a former deputy assistant director at the CFPB, advised financial entities to “stay the course” on fair lending under ECOA, except for when it comes to special purpose credit programs.
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Short Takes: UWM Frustrated by Two Harbors / Heated Rivalry With Credit Scores / Banks See Increasing Demand for HELOCs / Non-Agency REITs Take Losses in 1Q

May 5, 2026
Brandon Ivey
While UWM has repeatedly raised its bid price and made other concessions, Two Harbors has opted to move forward with an acquisition by CrossCountry Mortgage.
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Refis Boost Retail Lenders' Market Share in 1Q

May 4, 2026
Andras Malatinszky
Agency loan securitization volume dropped across all three lending channels in the first quarter, though retail lenders increased their footprint by shrinking less than correspondent aggregators or wholesale-broker originators.
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Chase Offers Interest Rate Discounts in May

May 4, 2026
James Dohnert
Chase has begun offering a rate discount for May to help drive business during the spring homebuying season.
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Short Takes: AI Usage Picks Up in Mortgage / Progressive Insurance Boosts DPA Program / Homes Start Selling Faster / Blend Has New Tool to Simplify AI Deployments

May 4, 2026
James Dohnert
AD Mortgage study finds AI use in mortgage is rising; Progressive Insurance has expanded itis down payment assistance program; nearly one in five homes went pending within seven days in February; Blend launches Autopilot MCP.
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Seasonal Slump Drives Down Originations in 1Q

May 1, 2026
Brandon Ivey
Declining interest rates in January and February helped to push refinance business up, but not enough to offset the seasonal decline in purchase-mortgage lending in the first quarter.
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