FHFA will make “some decisions” regarding credit score costs shortly, according to Bill Pulte.

The disclosure comes as Bayview has amassed a 7.3% ownership stake in Guild’s Class A common stock.

Although six companies recorded quarterly increases in mortgage-banking earnings, three industry leaders posted huge declines and another nonbank posted a net loss.

"I’ve got to be careful with what I say," Pulte said.

Leaders at Fannie Mae and Freddie Mac detailed how Bill Pulte, director of the Federal Housing Finance Agency and new chairman at the GSEs, is influencing activity at the companies.

Sales of new single-family homes increased by 10.9% on a monthly basis in April.

Originations of purchase mortgages increased by 2.7% on an annual basis in the first quarter of 2025.

Upsizing typically indicates exceptionally strong demand for a securitization.

"Individual investor appetites wax and wane over time," but Ginnie isn't seeing a mass pullback in demand, according to Joseph Gormley, executive vice president at the agency.

Higher-priced mortgages accounted for 2.4% of total originations tracked in HMDA in 2024.