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Former Freddie CEO Raises Concerns on Changes to CRT Program

December 22, 2025
Dennis Hollier
Former Freddie Mac CEO Don Layton said changes to the CRT program in recent years have led to the GSEs carrying more credit risk.
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Existing-Home Sales Up Slightly in November

December 22, 2025
James Dohnert
Existing-home sales increased in November, the third consecutive month of sequential growth.
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Short Takes: Better Hires New COO / Kiavi Expands Lending Footprint / JPMorgan Preps Jumbo MBS / BofA Offers Aid to Residents Impacted by LA Wildfires

December 22, 2025
James Dohnert
Barry Feierstein has served as chief operating officer at EasyKnock and Hamilton Insurance Agency.
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Ginnie Share of Mortgage Servicing Reaches 18.3% in 3Q

December 19, 2025
Brandon Ivey
The GSE share of servicing outstanding fell from 46.4% at the end of June to 46.1% at the end of September.
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Average Home Sale Price at KB Home Drops to 2023 Level

December 19, 2025
Brandon Ivey
In the fourth quarter of fiscal year 2025, the average sale price for homes sold by KB Home was $465,600.
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Ginnie to Align Liquidation Reporting With GSE Standards

December 19, 2025
Emmeline Willey
The Mortgage Bankers Association said its members see value in switching to short-term liquidation reporting.
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Non-QM Lenders Tapping AI to Automate Underwriting

December 19, 2025
Abby Zimmardi
Jayendran GS, CEO of Prudent AI, a mortgage tech provider, said the growing presence of AI in underwriting is alleviating some lender fear around the technology.
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Short Takes: Senate Confirms FHA, Ginnie Leaders / Mortgage Payments Declining / Property Insurance Trends

December 19, 2025
Brandon Ivey
The Senate on Thursday confirmed Frank Cassidy as FHA commissioner and Joe Gormley as president of Ginnie Mae.
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Appeals Court Grants Rehearing of CFPB Case

December 18, 2025
Shannon Clark
The appeal follows a 2-1 ruling that would allow the Trump administration to greatly reduce staffing levels and activity at the CFPB.
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Trump Teases Housing Proposal, Promises Lower Interest Rates

December 18, 2025
Brandon Ivey
"And you will see this in the new year, I will announce some of the most aggressive housing reform plans in American history," President Trump said.
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Latest Imf News

  • Freddie Reports Solid Profits in 2Q

  • Agency MBS Delinquencies Rise in Second Quarter

  • Pennymac Income Declines in 2Q

  • Technology Poised to Improve State Supervision

More Imf News

Featured Data

  • Consumer Debt Drives New ABS to Record High in 2Q

  • Primary MI Volume, Characteristics Stable in Second Quarter

  • LTV Ratios on GSE Deliveries Up in Second Quarter

  • Non-Agency MBS Issuance Declines Sharply in Second Quarter

More Featured Data

Featured Reports

  • Lender Profiles 1Q26: Top 25 (PDF)

  • Mortgage Profitability Report 1Q26 (PDF)

  • Top Mortgage Players: 1Q26 (PDF)

  • Agency Seller-Issuer Profile: 1Q26 (PDF)

More Latest Reports

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As homeowner equity continues to build, more and more lenders are launching home equity lending products. Are you thinking of joining this market?

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