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Short Takes: ‘Golden Age of Homeownership’ / Rocket Plans $4.0 Billion in Debt Offerings / Smaller Debt Offering From PennyMac REIT / Bonus for Ending Asset Cap

June 4, 2025
Brandon Ivey
The Trump administration will usher in a "Golden Age of homeownership," according to HUD Secretary Scott Turner.
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Court Sides With Rocket on Disputed Stock Sale

June 3, 2025
Brandon Ivey
Shareholders sued Rocket in 2021 following a stock sale, claiming that Rocket sold stock when officials at the company had material nonpublic information suggesting that Rocket’s business — and share price — were poised to decline.
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Second-Level MBS Issuance by GSEs Slows in First Quarter

June 3, 2025
John Bancroft
Supers MBS repackage smaller securities with similar characteristics to make management of the assets more efficient.
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Originations Suppressed Amid Elevated Interest Rates

June 3, 2025
Brandon Ivey
“People are pausing because of rampant uncertainty,” said Michael Fratantoni, chief economist and a senior vice president of research and business development at the MBA.
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Ginnie, FHA Officials Eye Rising FHA Delinquencies

June 3, 2025
Emmeline Willey
Delinquencies on FHA mortgages have crept higher since recovering from the pandemic.
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Short Takes: Ishbia on GSE Reform / loanDepot Nets New Ginnie MSR Financing / New CRT From Fannie / Record Month for Kind Lending / Correction

June 3, 2025
Brandon Ivey
“Fannie Mae and Freddie Mac acting more private but still being in conservatorship might be the best of both worlds,” said Mat Ishbia, president and CEO of United Wholesale Mortgage.
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Two Harbors Reserves Nearly $200 Million Following Court Ruling

May 30, 2025
Shannon Clark
The settlement closes five years of ongoing legal matters between the two companies, following Two Harbors' termination of an agreement with Pine River.
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Nonconforming Market Leads Gains in First Quarter

May 30, 2025
Brandon Ivey
Jumbos contributed to the uptick in nonconforming lending during the reporting period.
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CFPB Revokes Rule Guiding States on CFPA Enforcement

May 30, 2025
Shannon Clark
The recission of the rule isn't likely to have much of an effect on state enforcement, according to industry attorneys.
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MBS Trading Drops in April

May 30, 2025
Paul Muolo
Daily trading volume in agency MBS hit its lowest point earlier this year.
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Latest Imf News

  • Private MI Fares Better Than FHA in Fourth Quarter

  • MBA Addresses CHLA’s Concerns About Single-Pull Proposal

  • Morningstar Seeing Positive Results in RTL Securitizations

  • Mixed Trends for GSE Conforming Jumbos in 2025

More Imf News

Featured Data

  • Rocket/Mr. Cooper Top UWM With GSE Deliveries

  • Lenders Shift GSE Business to Higher Quality in Fourth Quarter

  • Agency Refi Business With MI Spikes in Fourth Quarter

  • RMBS Issuance Ends Banner Year With Modest Decline

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Featured Reports

  • Lender Profiles 3Q25: Top 25 (PDF subscription)

  • Agency Channel Analysis: 3Q25 (PDF)

  • Mortgage Profitability Report 3Q25 (PDF)

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As homeowner equity continues to build, more and more lenders are launching home equity lending products. Are you thinking of joining this market?

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