Ginnie Mae expanded its forays into artificial intelligence in 2025 to support its transition to a loan-level framework.

Rate-lock volume increased in January because of a weak December.

During the fourth quarter of 2025, issuance of expanded-credit mortgage-backed securities declined on a quarterly basis for the first time in two years.

The Trump Adminstration is said to be considering ways to boost housing affordability through executive order.

The mortgage industry is concerned that new state-level artificial intelligence regulations will impose duplicative or conflicting requirements.

Winter weather may have contributed to the decline in applications last week.

The total FHA delinquency rate hit 11.86%, the third-highest reading in the past decade.

A recent survey of lenders by The Mortgage Collaborative found that lenders are making technology enhancements a strategic investment priority in 2026.

Lenders want to build long-term partnerships with originators ahead of an upcoming boost in production volume this year.