Fed’s Rate Cut Not Expected to Help Mortgages Much December 11, 2025 Brandon Ivey Interest rates on mortgages are expected to remain in a narrow band in the next few years.Read More
GSEs Update Guidelines Tied to Fraud December 11, 2025 Brandon Ivey Fannie and Freddie issued separate updates aimed at identifying and preventing fraud in mortgage transactions.Read More
SG Capital Partners Returns as Expanded-Credit MBS Issuer December 11, 2025 Brandon Ivey The issuance looks to have been prompted by a joint venture SG Capital formed earlier this year known as Hillgrowth Acquisition.Read More
Short Takes: CFPB Offers HMDA Reporting Extension / Home Sales Slow in Mid-Atlantic / Few Homebuyers Shop for Lenders December 11, 2025 Brandon Ivey Filing deadline for third-quarter HMDA data has been extended to Dec. 12.Read More
Mortgage Buyback Activity at Banks Down Somewhat in 3Q December 10, 2025 Namrata Bhatia Repurchase activity declined by 5.4% from the second quarter of 2025.Read More
NCRC Launches Fair Lending Tip Line December 10, 2025 Shannon Clark The National Community Reinvestment Coalition is accepting confidential tips and will investigate fair lending issues.Read More
Locks for Refis Trail Off in November December 10, 2025 Brandon Ivey Locks for rate/term refis were down 34.3% on a monthly basis.Read More
Citi Broadens Prime Non-Agency MBS Issuance With Higher LTV Ratios December 10, 2025 Brandon Ivey The average combined LTV ratio for loans in the pending $365.0 million MBS from Citi is 82.8%.Read More
Short Takes: Foreclosures Slow in November / Equifax Offering Income, Employment Verification Earlier / Democrats in Congress Want to Hear From Vought / Another Bite at the Apple for HECM Comments December 10, 2025 Brandon Ivey Foreclosure filings declined by 3% on a monthly basis in November.Read More
Agency MBS Issuance Hits High for Year in November December 9, 2025 John Bancroft Agency MBS issuance in November hit a level last seen in August 2022 at the tail end of the pandemic-driven mortgage boom.Read More
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