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FHA Proposes Raising Draw Limits on Rehabilitation Loans

December 5, 2025
Emmeline Willey
The proposal would raise the number of draw requests permitted per contractor from two to four under FHA's Limited 203(k) Rehabilitation program.
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SEC Sees Support for Effort to Revise MBS Disclosures

December 5, 2025
Abby Zimmardi
The SEC is looking to revise disclosure requirements for publicly-registered MBS and ABS to help increase issuance.
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Homebuilder Hovnanian Takes Quarterly Loss, Margins Shrink

December 5, 2025
Brandon Ivey
Buydowns on mortgages are eating into Hovnanian Enterprises' margins.
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Short Takes: Freedom Plans Debt Offering / Unlock Brings Large HEI Securitization / MFA Offers Its Largest Expanded-Credit MBS of the Year / Mortgage Fraud Case Against NY AG Falters

December 5, 2025
Brandon Ivey
The amount, coupon and maturity of Freedom Mortgage's planned debt offering will be determined at the time of issuance, according to Fitch Ratings.
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Republicans in House Aim to Reduce Regulations for Housing

December 4, 2025
Emmeline Willey
Republicans in the House plan to reduce regulations to improve housing affordability.
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Warren Pushes Back on CFPB’s ECOA Proposal

December 4, 2025
Shannon Clark
Sen. Elizabeth Warren, D-MA, said there’s a possibility that Congress will use the Congressional Review Act to overturn the proposal if it’s finalized.
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Jumbo Servicing Volume Shrinks in Third Quarter

December 4, 2025
Abby Zimmardi
Eighteen of the 30 servicers had decreases in jumbo servicing from the second quarter to the third.
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Trade Groups Reiterate Call for Long-Term NFIP Funding

December 4, 2025
Brandon Ivey
The groups suggested pairing long-term funding for the National Flood Insurance Program with reforms to the program.
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Short Takes: Minimal Marketing From Lenders / Neutral Outlook for Private MI / Pennymac Waiving Credit Report Fee in Wholesale / Pending Home Sales Decline

December 4, 2025
Brandon Ivey
Rocket Companies sees opportunities for growth as some lenders pull back, according to Brian Brown, chief financial officer and treasurer of the firm.
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Subservicing Volume Increases During Third Quarter

December 3, 2025
Paul Muolo
Subservicing vendors accounted for 28.5% of all outstanding residential loans as of the end of September.
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Latest Imf News

  • Rising Interest Rates Diminishing Mortgage Demand

  • HECM Endorsements Increase Slightly in 2025

  • Pennymac Spreads Out Agency-Eligible Deliveries

  • Lenders Face Complications With Non-Agency Lending

More Imf News

Featured Data

  • GSE Seller Buybacks and Unresolved Claims Decline

  • Profits Sag at FHLBanks in Fourth Quarter

  • Production vs Servicing Results Mixed in 4Q25

  • Correspondents Retreat in 4Q as Brokers Forge Ahead

More Featured Data

Featured Reports

  • Agency Channel Analysis: 4Q25 (PDF)

  • IMF Mortgage Directory: Full interactive database

  • IMF HMDA Dashboard: 2024

  • Top Mortgage Players: 3Q25 (PDF)

More Latest Reports

Featured Poll

As homeowner equity continues to build, more and more lenders are launching home equity lending products. Are you thinking of joining this market?

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