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FHLBanks Improving Relationships With Federal Reserve

May 21, 2026
Dennis Hollier
Dave Paulson, CEO of the FHLB of Pittsburgh, pointed out that, prior to the 2023 banking crisis, many FHLBank officials didn’t know who their direct contact was at the Fed.
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Short Takes: GSEs Adjust LLPAs / Mortgage Defect Rate Down Slightly / HELOC Securitization Picks Up / Pending Home Sales Decline

May 21, 2026
Brandon Ivey
The GSEs have differing loan level price adjustments for classic FICO and VantageScore 4.0, according to VantageScore.
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GSE CRT Issuance Increases in First Quarter

May 20, 2026
Brandon Ivey
The GSEs issued CRT deals in March even with economic volatility tied to the war with Iran.
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Veterans United Seeing Cost Savings With eNotes

May 20, 2026
Emmeline Willey
The lender saves 5 basis points per loan on average using eNotes.
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Rocket Offering Discounts on Home Sales With Redfin

May 20, 2026
Brandon Ivey
The savings of up to $20,000 come in the form of lender credits and reduced real estate agent commissions.
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FHA Proposes Denying Loans Due to Delinquent Child Support

May 20, 2026
Brandon Ivey
FHA noted that federal law prohibits providing federal financial assistance to individuals with delinquent child support.
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Short Takes: House Poised to Vote on Housing Bill / Demand for Purchase Mortgages Declines / Pending Home Sales Increase in April / Debt Offering From Redwood

May 20, 2026
Brandon Ivey
The House is set to vote on a revised version of the 21st Century ROAD to Housing Act. It’s expected to pass with broad bipartisan support.
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FHA Plans De-Regulation to Address Origination Costs

May 19, 2026
Emmeline Willey
FHA expects to rescind a suite of policies next month as a continuation of its deregulatory approach to tackling affordability, said FHA Deputy Assistant Secretary for Single-Family Housing Matt Jones.
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Mortgage-Banking Income Ticks Up at Nonbanks

May 19, 2026
John Bancroft
Earnings improved during the first quarter of 2026 among a group of 13 publicly traded nonbank companies despite choppy market conditions and slowing production.
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Reasons for Refi Denials Shift in 2025

May 19, 2026
Shannon Clark
Lenders turned down 23.38% of refinance applications based on credit history last year compared to 29.88% in 2024.
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Latest Imf News

  • Retail Channel’s Share of Originations Increases in 2Q

  • FHA to Allow VS4, FICO 10T at Beginning of 2027

  • HPC Working on Data Repository for Mortgages

  • Interest Rates Hit Another High for the Year

More Imf News

Featured Data

  • Non-Agency Jumbo Lending Increases in Second Quarter

  • FHA, VA Production Strong Even as Refis Decline in 2Q

  • Banks See Modest Increase in MBS Holdings, Ginnie Gains

  • All Products Gained in 2Q But Agency Market Lagged

More Featured Data

Featured Reports

  • 2026 Mortgage Market Statistical Annual (PDF)

  • Guide to Mortgage Lending to First-Time Homebuyers

  • Lender Profiles 1Q26: Top 25 (PDF)

  • Mortgage Profitability Report 1Q26 (PDF)

More Latest Reports

Featured Poll

As homeowner equity continues to build, more and more lenders are launching home equity lending products. Are you thinking of joining this market?

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