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Lenders Anticipate Mortgage Demand Following Rate Cut

September 18, 2025
Brandon Ivey
Even if interest rates on mortgages don't decline further, the Fed's 25-basis-point rate cut is seen as helping to increase awareness about rate moves.
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Radian to Sell its Non-Agency Mortgage Conduit

September 18, 2025
Brandon Ivey
The unit started issuing jumbo mortgage-backed securities mid-2024.
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Nonbank Lenders Ramp Up ARM Deliveries to Agency MBS

September 18, 2025
Brandon Ivey
Some $3.70 billion of ARMs were included in agency MBS issued during the second quarter of 2025.
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Nomura to Issue its First Securitization of Second Liens

September 18, 2025
Brandon Ivey
Nomura has issued a handful of other non-agency mortgage-backed securities in recent years.
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Short Takes: UWM Offers Modest Boost to Loan Limit / UWM Extends Refi Incentive / Housing Starts Decline / Home Sales in CA Expected to Inch Up

September 18, 2025
Brandon Ivey
UWM is offering conforming-mortgage pricing for certain mortgages with balances up to 1.5% above the current baseline conforming loan limit.
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Uncertainty on GSE Reform as Trump Admin Holds Meetings

September 17, 2025
Brandon Ivey
There are more questions than answers as the Trump administration considers action involving Fannie Mae and Freddie Mac.
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Mortgage Applications Spike, Strong Demand for Refis

September 17, 2025
Brandon Ivey
Applications for refis accounted for nearly 60% of mortgage applications received last week.
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REITs Add to MBS Holdings in Second Quarter

September 17, 2025
John Bancroft
Combined, 17 MBS-focused REITs held $213.74 billion of residential MBS at midyear.
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Union Home Mortgage to Acquire Assets of Sierra Pacific Mortgage

September 17, 2025
Brandon Ivey
Union Home will acquire all of Sierra Pacific’s retail branches and wholesale-broker relationships.
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Short Takes: Senate Expected to Consider Housing Package / House Republicans Propose Short-Term Budget Bill / Homebuilder Confidence Level in September / Rithm to Acquire Office-Focused REIT

September 17, 2025
Brandon Ivey
Leaders in the Senate are considering attaching the ROAD to Housing Act to the National Defense Authorization Act.
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Latest Imf News

  • Supreme Court Looks Poised to Keep Cook in Place at Fed

  • HUD Secretary Provides Few Specific Plans at Hearing

  • Trade Groups Offer Affordability Solutions to Trump

  • Ally Financial to Sell $400 Million of Mortgage Assets

More Imf News

Featured Data

  • RMBS Issuance Ends Banner Year With Modest Decline

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  • Solid 4Q Carries 2025 MBS/ABS to $2 Trillion

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As homeowner equity continues to build, more and more lenders are launching home equity lending products. Are you thinking of joining this market?

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