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Seasonal Factors Drive Increase in Delinquency Rate

December 23, 2025
James Dohnert
The last day of November falling on Sunday likely was the cause of the increase in delinquencies from October.
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CDIA Calls Out Credit Washing for Rise in Credit Reporting Complaints

December 23, 2025
Shannon Clark
The CDIA said that credit washing, encouraged by credit repair organizations, is driving the increase in complaints submitted to the CFPB.
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Home Price Growth Slows in November

December 23, 2025
James Dohnert
Home prices increased 2.6% on a year-over-year basis in November, the smallest increase since 2012.
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Short Takes: reAlpha Acquires Mortgage Lender / Huntington, Cadence Merger Gets Approval / Mutual of Omaha Names New COO / Promotion at The Standard / Publishing Break

December 23, 2025
James Dohnert
The addition of InstaMortgage will give reAlpha direct mortgage lending capabilities.
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Mortgage-Banking Income at Depositories Increases

December 22, 2025
Brandon Ivey
Banks and thrifts saw a 6.1% increase in mortgage-banking income from the second to the third quarter.
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Homes Staying on the Market Longer

December 22, 2025
James Dohnert
Homes that went under contract last month spent an average of 53 days on the market, according to a new report by Redfin.
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Former Freddie CEO Raises Concerns on Changes to CRT Program

December 22, 2025
Dennis Hollier
Former Freddie Mac CEO Don Layton said changes to the CRT program in recent years have led to the GSEs carrying more credit risk.
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Existing-Home Sales Up Slightly in November

December 22, 2025
James Dohnert
Existing-home sales increased in November, the third consecutive month of sequential growth.
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Short Takes: Better Hires New COO / Kiavi Expands Lending Footprint / JPMorgan Preps Jumbo MBS / BofA Offers Aid to Residents Impacted by LA Wildfires

December 22, 2025
James Dohnert
Barry Feierstein has served as chief operating officer at EasyKnock and Hamilton Insurance Agency.
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Ginnie Share of Mortgage Servicing Reaches 18.3% in 3Q

December 19, 2025
Brandon Ivey
The GSE share of servicing outstanding fell from 46.4% at the end of June to 46.1% at the end of September.
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Latest Imf News

  • Depository Share of GSE Servicing Increases in 1Q

  • Margins Increase at AmeriHome Owner in First Quarter

  • Brokers Look to Reduce Credit Report Costs

  • Annaly Turns Profit in First Quarter Despite Agency MBS Issues

More Imf News

Featured Data

  • GSE Deliveries Weaken in First Quarter of 2026

  • GSE Lenders Stretch Credit Envelope in First Quarter

  • Bank Sales of Mortgages Rise to 2022 Level at End of 2025

  • Structured Finance Market Keeps Momentum Going

More Featured Data

Featured Reports

  • Agency Channel Analysis: 4Q25 (PDF)

  • GSE Repurchase Activity: Cumulative Through Fourth Quarter 2025 (PDF Format)

  • Mortgage Profitability Report 4Q25 (PDF)

  • Mortgage Servicing Rights Report: 4Q25 (PDF)

More Latest Reports

Featured Poll

As homeowner equity continues to build, more and more lenders are launching home equity lending products. Are you thinking of joining this market?

View Results
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