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Better on Track to Double Production, Stem Losses

January 28, 2026
Brandon Ivey
Better added that it expects to achieve profitability by September, with the performance measured on an earnings before interest, taxes, depreciation and amortization basis.
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State Regulators, MISMO Tout Benefits of New Dataset

January 28, 2026
Shannon Clark
The Mortgage Compliance Dataset is designed to streamline supervisory compliance examinations for home loans by establishing a common language for supervisory data exchange.
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Short Takes: Applications Slow / FHA Extends Waiver for Flood Requirements / Trump Admin Touts Home Price Depreciation

January 28, 2026
Brandon Ivey
Mortgage applications declined by 8.5% last week compared to the week prior.
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Mortgage-Related Complaints to CFPB Increase in Fourth Quarter

January 27, 2026
Shannon Clark
Some 6,836 mortgage-related complaints were filed with the bureau between October and December, up 9.7% from the third quarter of 2025.
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Income Increases at AGNC in Fourth Quarter

January 27, 2026
Brandon Ivey
“Agency MBS was the best performing domestic fixed-income asset class in the fourth quarter,” said Peter Federico, president, CEO and chief investment officer of AGNC.
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Credit Reporting Industry Supports Tri-Merge

January 27, 2026
Dennis Hollier
The trade group representing Equifax, Experian and TransUnion says they're not the source of rising credit score costs; FICO is.
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GSE-Eligible Loans Flowing Into Non-Agency MBS

January 27, 2026
Brandon Ivey
An affiliate of Ellington Management Group is offering its first non-agency MBS with GSE-eligible mortgages.
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Short Takes: Non-QM Delinquencies Remain Elevated / Home Price Appreciation Speeds Up / MBS-Focused REIT Adds to Holdings / Onity Upsizes Debt Offering

January 27, 2026
Brandon Ivey
The impairment rate on securitized non-qualified mortgages didn't recover in December after a spike in November that was thought to be tied to the month ending on a Sunday.
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FHA Mortgages Push Agency MBS Delinquency Rate Higher

January 26, 2026
Brandon Ivey
The total delinquency rate for FHA loans in Ginnie Mae mortgage-backed securities rose nearly 100 basis points from the end of September to the end of December, according to a recent Inside Mortgage Trends analysis.
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Lower Interest Rates Boost Refis, Prepayments

January 26, 2026
James Dohnert
Intercontinental Exchange said prepayments reached a recent high in December.
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Latest Imf News

  • GSEs’ MBS Holdings Down for Third Straight Month

  • Housing Likely to Remain in Focus Post-Midterms

  • Pennymac’s Funding in 3Q Trending Well Below 2Q

  • Jones Nominated for FHA Commissioner

More Imf News

Featured Data

  • Non-Agency Jumbo Lending Increases in Second Quarter

  • FHA, VA Production Strong Even as Refis Decline in 2Q

  • Banks See Modest Increase in MBS Holdings, Ginnie Gains

  • All Products Gained in 2Q But Agency Market Lagged

More Featured Data

Featured Reports

  • Agency Channel Analysis: 2Q26 (PDF)

  • 2026 Mortgage Market Statistical Annual (PDF)

  • Guide to Mortgage Lending to First-Time Homebuyers

  • Lender Profiles 1Q26: Top 25 (PDF)

More Latest Reports

Featured Poll

As homeowner equity continues to build, more and more lenders are launching home equity lending products. Are you thinking of joining this market?

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