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Sen. Warren Counting on CFPB Bouncing Back

December 9, 2025
Shannon Clark
“[When] we have a different administration, an administration that believes in enforcing the law, an administration that believes in a level playing field, the apparatus is all there to turn [the CFPB] back on,” Warren said.
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ARMs Help Boost Mortgage Credit Availability

December 9, 2025
James Dohnert
Lending standards are loosening as more borrowers opt for adjustable-rate mortgages.
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Short Takes: Housing Trust Fund Allocation Later This Year / Milliman Acquires MorVest Capital / Monthly Mortgage Payments Rise / Chase Preps Jumbo MBS

December 9, 2025
Brandon Ivey and James Dohnert
Housing Trust Fund allocations for 2026 were just announced, months behind the usual timeline.
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Brokers, Correspondents Increase Conforming Originations

December 8, 2025
Andras Malatinszky
Correspondents upped their share significantly in the government-insured market, while brokers took a bigger bite of nonconforming lending.
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Housing Legislation in Congress Will Wait Until 2026

December 8, 2025
Brandon Ivey
Republicans in the House balked at including the ROAD to Housing Act in a defense spending bill.
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Freddie Issues Selling Guide Bulletin on AI Oversight

December 8, 2025
Dennis Hollier
Beginning March 3, seller/servicers that use artificial intelligence or machine language in the origination of loans sold to Freddie must ensure those systems comply with applicable law.
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Servicer Refi Retention Rose to Three-Year High

December 8, 2025
James Dohnert
Servicer refinance retention rose to 28% in the third quarter, according to a report from Intercontinental Exchange.
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Short Takes: Investor Purchases Stay Flat in 3Q / Homebuyers Ready to Buy in 2026 / Buyers Moving to Refuge Markets / Angelo Gordon Preps MBS of Agency-Eligible Investor Loans

December 8, 2025
James Dohnert
A soft rental market is holding back home sales to investors.
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Broker Share of Originations Ticks Up in Third Quarter

December 5, 2025
Brandon Ivey
Only the broker channel managed to increase production in the third quarter, up 1.1% from the second quarter to $96.0 billion.
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FHA Proposes Raising Draw Limits on Rehabilitation Loans

December 5, 2025
Emmeline Willey
The proposal would raise the number of draw requests permitted per contractor from two to four under FHA's Limited 203(k) Rehabilitation program.
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Latest Imf News

  • Originations of First-Lien Residential Loans Increase in 2Q

  • Despite Volatility, Investor Demand Remains Strong

  • Adamas Acquires Record Amount of BPLs in 2Q

  • House Committee Holds FHLB Hearing

More Imf News

Featured Data

  • Consumer Debt Drives New ABS to Record High in 2Q

  • Primary MI Volume, Characteristics Stable in Second Quarter

  • LTV Ratios on GSE Deliveries Up in Second Quarter

  • Non-Agency MBS Issuance Declines Sharply in Second Quarter

More Featured Data

Featured Reports

  • Lender Profiles 1Q26: Top 25 (PDF)

  • Mortgage Profitability Report 1Q26 (PDF)

  • Top Mortgage Players: 1Q26 (PDF)

  • Agency Seller-Issuer Profile: 1Q26 (PDF)

More Latest Reports

Featured Poll

As homeowner equity continues to build, more and more lenders are launching home equity lending products. Are you thinking of joining this market?

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