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Investor Demand Helps Drive Down Rates on DSCRs

January 26, 2026
Abby Zimmardi
Growing acceptance of DSCR loans is helping drive improved lending flexibility.
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Expanded-Credit MBS Issuance Picks Up Pace

January 26, 2026
James Dohnert
Deephaven and Angel Oak Mortgage have begun marketing their first expanded-credit mortgage-backed securities of 2026.
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Short Takes: Profits Up at BPL Lender / Go Companies Hires CEO / Goldman Expected to Issue CES Deal / Canceled Homebuyer Deals Peak

January 26, 2026
James Dohnert
Velocity Financial posted a nearly $10 million improvement on its third-quarter profits.
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Private MI Fares Better Than FHA in Fourth Quarter

January 23, 2026
Brandon Ivey
GSE purchase-mortgage business with private MI declined at about half the rate of the decline seen in FHA purchase-mortgage business in the fourth quarter of 2025.
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MBA Addresses CHLA’s Concerns About Single-Pull Proposal

January 23, 2026
Dennis Hollier
The MBA pushed back on various concerns raised by CHLA regarding a proposal to allow single-file credit pulls for certain GSE mortgages.
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Morningstar Seeing Positive Results in RTL Securitizations

January 23, 2026
Abby Zimmardi
Rating criteria for securitizations of residential transition loans has helped boost investor participation in the sector, according to officials at Morningstar DBRS.
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Mixed Trends for GSE Conforming Jumbos in 2025

January 23, 2026
Abby Zimmardi
Conforming jumbo business at the GSEs fell 14.4% on an annual basis to $31.85 billion in 2025.
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Short Takes: House Approves HUD Budget / Interest Rates Tick Up / More Housing Hearings Scheduled / Activity in Prime Non-Agency MBS Market

January 23, 2026
Brandon Ivey
The funding bill passed by the house for HUD in fiscal year 2026 avoids drastic cuts sought by the Trump administration.
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Supreme Court Looks Poised to Keep Cook in Place at Fed

January 22, 2026
Abby Zimmardi
The conservative-majority justices appeared critical of the arguments from Trump’s Solicitor General D. John Sauer and expressed concern that Trump’s move could “shatter” the Fed’s independence.
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HUD Secretary Provides Few Specific Plans at Hearing

January 22, 2026
Emmeline Willey
For more than four hours, HUD Secretary Scott Turner repeatedly traced the root of the housing shortage to an issue he told Congress to solve.
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Latest Imf News

  • GSEs’ MBS Holdings Down for Third Straight Month

  • Housing Likely to Remain in Focus Post-Midterms

  • Pennymac’s Funding in 3Q Trending Well Below 2Q

  • Jones Nominated for FHA Commissioner

More Imf News

Featured Data

  • Non-Agency Jumbo Lending Increases in Second Quarter

  • FHA, VA Production Strong Even as Refis Decline in 2Q

  • Banks See Modest Increase in MBS Holdings, Ginnie Gains

  • All Products Gained in 2Q But Agency Market Lagged

More Featured Data

Featured Reports

  • Agency Channel Analysis: 2Q26 (PDF)

  • 2026 Mortgage Market Statistical Annual (PDF)

  • Guide to Mortgage Lending to First-Time Homebuyers

  • Lender Profiles 1Q26: Top 25 (PDF)

More Latest Reports

Featured Poll

As homeowner equity continues to build, more and more lenders are launching home equity lending products. Are you thinking of joining this market?

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