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Short Takes: UWM Offering FHA, VA ARMs / Provident Sending GSE-Eligible Mortgages to Non-Agency MBS / Chase Revives Higher-LTV-Ratio Jumbo MBS Shelf / Few Homebuyers

May 29, 2025
Brandon Ivey
ARMs accounted for less than 1% of total FHA originations in 2024.
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Trump Hints at Post-Conservatorship Structure of GSEs

May 28, 2025
Dennis Hollier
In a Tuesday social media post, the president conflated the concepts of an implicit guarantee and an explicit guarantee for the GSEs.
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Fannie Partners With Palantir to Check Multifamily Fraud

May 28, 2025
Dennis Hollier
Crime detection technology created by Palantir will be used to sniff out instances of mortgage fraud in Fannie's multifamily business.
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GSEs Increase CRT Activity in First Quarter

May 28, 2025
Dennis Hollier
The renewed interest in CRT was especially pronounced at Fannie, as the GSE avoided issuing Connecticut Avenue Securities in the fourth quarter.
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State Mortgage Regulators Adjust Following Federal Changes

May 28, 2025
Shannon Clark
With the Trump administration pulling back on regulation, state regulators are looking to fill the void.
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Short Takes: FHFA to Take Action on Credit Report Costs / Purchase-Mortgage Applications Increase Despite Headwinds / MISMO Model Backward Compatible / Prepayment Rates on Non-QMs Increase

May 28, 2025
Brandon Ivey
FHFA will make “some decisions” regarding credit score costs shortly, according to Bill Pulte.
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Bayview Approaches Guild, Takes Large Stake in Lender

May 27, 2025
Paul Muolo
The disclosure comes as Bayview has amassed a 7.3% ownership stake in Guild’s Class A common stock.
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Earnings at Nonbanks Drop in First Quarter

May 27, 2025
John Bancroft
Although six companies recorded quarterly increases in mortgage-banking earnings, three industry leaders posted huge declines and another nonbank posted a net loss.
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Pulte Raises Concerns About China’s Investments in MBS

May 27, 2025
Brandon Ivey
"I’ve got to be careful with what I say," Pulte said.
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GSE Leaders Highlight Pulte-Driven Priorities

May 27, 2025
Dennis Hollier
Leaders at Fannie Mae and Freddie Mac detailed how Bill Pulte, director of the Federal Housing Finance Agency and new chairman at the GSEs, is influencing activity at the companies.
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Latest Imf News

  • Banks Post 4Q Dips in Mortgage Income

  • Class Action Filed Against UWM Over Robocalls

  • CMBS Maturities Closer Than They Appear

  • Trump Admin's Housing Market Contradictions

More Imf News

Featured Data

  • Agency MSR Transfers Pick Up in Fourth Quarter of 2025

  • Record Year for CLO, But Issuance Slowed in 4Q25

  • Originations Increase in Fourth Quarter With Refi Push

  • Ginnie Refi Issuance in 4Q Surges Closer to Pandemic Levels

More Featured Data

Featured Reports

  • IMF Mortgage Directory: Full interactive database

  • Agency Seller-Issuer Profile: 3Q25 (PDF)

  • IMF HMDA Dashboard: 2024

  • Top Mortgage Players: 3Q25 (PDF)

More Latest Reports

Featured Poll

As homeowner equity continues to build, more and more lenders are launching home equity lending products. Are you thinking of joining this market?

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