Large MSR Owners Considering Sales in Early 2026 December 2, 2025 Paul Muolo Originations aren’t growing very much, putting pressure on MSR owners.Read More
FHFA’s Fair-Lending Policy for GSEs Unclear, GAO Claims December 2, 2025 Brandon Ivey FHFA disagreed with the GAO's assessment.Read More
Short Takes: Potential CRA Relief for Smaller Banks / Affordability Expected to Improve / Rocket Preps CES Securitization December 2, 2025 Brandon Ivey The Office of the Comptroller of the Currency is looking into developing a “simplified strategic plan process” for community banks to comply with the Community Reinvestment Act.Read More
VA Mortgage Endorsements Drop Slightly in 3Q December 1, 2025 Emmeline Willey Purchase-mortgage endorsements accounted for 71.6% of volume, the highest level seen since the second quarter of 2024.Read More
Achieve Home Loans Preps HELOC Securitization for Holiday Season December 1, 2025 James Dohnert Achieve Loans started marketing a $271.2 million securitization of home equity lines of credit late last week.Read More
BPL Lender Sees Record Production in 3Q December 1, 2025 Abby Zimmardi Velocity Financial originated a record $739.0 million in business-purpose loans in the third quarter.Read More
Prepayments on the Rise as Lower Rates Boost Refis December 1, 2025 James Dohnert Prepayments rose as more recent homebuyers opt to refinance their higher interest rate mortgage.Read More
Short Takes: Bayview Officially Takes Guild Private / MISMO Finalizes New Credit Score Implementation Guide / Chase Offers Refi Deals for Cyber Monday / Cornerstone Capital Hires VP to Grow Mortgage Business December 1, 2025 James Dohnert The Guild acquisition was valued at approximately $1.3 billion.Read More
Originations Slump Across Products in Third Quarter November 26, 2025 Brandon Ivey The conventional-conforming sector continued to account for the largest portion of originations, with a 52.2% share in the third quarter.Read More
FHFA Announces 2026 Conforming Loan Limits November 26, 2025 Dennis Hollier For one-unit properties, the baseline conforming loan limit will be $832,750 in 2026.Read More