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Property Insurance Costs Pressuring Lenders, Homeowners

April 30, 2025
Shannon Clark
Property tax and insurance costs now account for more than 20% of a mortgage payment.
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Pulte Not Putting Emphasis on Ending GSE Conservatorship

April 30, 2025
Brandon Ivey
Pulte reiterated that movements in interest rates on mortgages will help to guide GSE reform.
Read More

Short Takes: The Fed’s ‘Quandary’ / Weak Demand for Purchase Mortgages / Impairment Rate on Non-QMs Declines / SoFi Increasing Home Lending

April 30, 2025
Brandon Ivey
The data the Federal Reserve relies on shows a slowing economy but also increased risk of inflation.
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Servicing for Fannie Declines in the First Quarter

April 29, 2025
Dennis Hollier
There was also a slight year-over-year decline in Fannie servicing.
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Fannie Economists Revise Interest Rate Projection Lower

April 29, 2025
Brandon Ivey
Fannie's previous forecast was released just prior to changes in tariff policies.
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Trump Administration Orders End of Disparate-Impact Analysis

April 29, 2025
Shannon Clark
The Consumer Financial Protection Bureau has already followed through with the directive.
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Two Harbors Takes Loss in First Quarter With MSR Values Down

April 29, 2025
Brandon Ivey
The REIT also had a $98.8 million loss during the quarter on interest rate swap and swaption agreements, which are used for hedging.
Read More

Short Takes: Home Price Appreciation Slows / More Judicial Scrutiny of CFPB Layoffs / Rate Launches Expanded-Credit Products / FHA Revises Foreclosure Sale Policy / Wells Free From CFPB Consent Order

April 29, 2025
Brandon Ivey
Home prices increased by 0.1% on a monthly basis in February.
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A $13 Million Pay Day for UWM CEO Ishbia

April 28, 2025
Paul Muolo
Just $1.03 million of Ishbia’s pay was in the form of stock awards.
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MSR Demand Red Hot in 1Q Despite Asset Markdowns

April 28, 2025
Paul Muolo
Incenter, like every advisory firm, sees a bull market for MSR sales.
Read More
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Latest Imf News

  • Mortgage Sales Rise at Banks and Thrifts

  • Homebuyers Reached Downpayment Goals Faster in 2025

  • Assumable, Portable Mortgages Unlikely to Significantly Boost Affordability

  • Pending Home Sales See Slight Boost

More Imf News

Featured Data

  • Largest Sellers See GSE Deliveries Wane in November

  • Third-Party Lenders Boost Market Share in Third Quarter

  • Bank Mortgage Repurchases Decline in Third Quarter

  • Mortgage REITs Up Agency MBS, Shed Non-Agency

More Featured Data

Featured Reports

  • Agency Seller-Issuer Profile: 3Q25 (PDF)

  • Mortgage Profitability Report 3Q25 (PDF)

  • Lender Profiles 3Q25: Top 25 (PDF subscription)

  • Agency Channel Analysis: 3Q25 (PDF)

More Latest Reports

Featured Poll

As homeowner equity continues to build, more and more lenders are launching home equity lending products. Are you thinking of joining this market?

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