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Consumer Advocates Criticize CFPB's ECOA Proposal

December 31, 2025
Shannon Clark
The proposal would make major changes to the Equal Credit Opportunity Act.
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Fannie Modernizes HomeStyle Mortgage Options

December 31, 2025
Dennis Hollier
Among several changes, Fannie rebranded its HomeStyle Energy product.
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Short Takes: Online Research Impacting Real Estate Agent Selection / States Sanction MLO for SAFE Act Violations / Accurate Group Completes First UAD 3.6 / reAlpha Launches National LO Recruitment Program

December 31, 2025
Shannon Clark
A new Zillow report found 36% of home sellers now find their agents through online channels, up from 15% in 2018.
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Mortgage Sales Rise at Banks and Thrifts

December 30, 2025
Brandon Ivey
Chase had the most mortgage sales volume in the third quarter among depositories, according to a recent Inside Mortgage Trends analysis of call report data.
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Homebuyers Reached Downpayment Goals Faster in 2025

December 30, 2025
James Dohnert
It now only takes seven years for a typical homebuyer to save for downpayment, according to a new report from Realtor.com.
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Assumable, Portable Mortgages Unlikely to Significantly Boost Affordability

December 30, 2025
Dennis Hollier
Urban Institute researchers said in a recent report that only strategies that catalyze new construction can truly address the housing affordability problem.
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Pending Home Sales See Slight Boost

December 30, 2025
James Dohnert
Real estate agent confidence is growing as pending home sales pick up heading into 2026.
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Short Takes: Mr. Cooper Layoffs / KBRA on UWM, Two Harbor Deal / Investors Push to Acquire Land in Areas Impacted by CA Wildfires / OceanFirst to Acquire Flushing Financial

December 30, 2025
James Dohnert
Mr. Cooper announces layoffs following merger; KBRA believes UWM and Two Harbors deal will be strategically favorable; Investor increasing land purchases for areas impacted by California wildfires; Flushing Financial to merge with OceanFirst Financial.
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Loan Production Income Increases at Publicly Traded Banks, Nonbanks

December 29, 2025
John Bancroft
A gain in income from the production and sale of new single-family home loans helped cover a modest decline in servicing profitability in the third quarter.
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FHFA Adopts New Housing Goals for the GSEs

December 29, 2025
James Dohnert
The recently announced goals supplant the three-year plan covering 2025 to 2027 that was adopted during the Biden administration.
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Latest Imf News

  • Freddie Reports Solid Profits in 2Q

  • Agency MBS Delinquencies Rise in Second Quarter

  • Pennymac Income Declines in 2Q

  • Technology Poised to Improve State Supervision

More Imf News

Featured Data

  • Primary MI Volume, Characteristics Stable in Second Quarter

  • LTV Ratios on GSE Deliveries Up in Second Quarter

  • Non-Agency MBS Issuance Declines Sharply in Second Quarter

  • Nonbanks Gain More Agency Servicing Share in Second Quarter

More Featured Data

Featured Reports

  • Lender Profiles 1Q26: Top 25 (PDF)

  • Mortgage Profitability Report 1Q26 (PDF)

  • Top Mortgage Players: 1Q26 (PDF)

  • Agency Seller-Issuer Profile: 1Q26 (PDF)

More Latest Reports

Featured Poll

As homeowner equity continues to build, more and more lenders are launching home equity lending products. Are you thinking of joining this market?

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