Ginnie Removals Tick Up in 2Q Due to Borrower Payoffs August 28, 2025 Emmeline Willey Borrower payoffs accounted for 81% of removals in the quarter, indicating heavy refi activity.Read More
Federal Reserve Governor Sues Trump August 28, 2025 Abby Zimmardi The suit says allegations of mortgage fraud are pretextual and an attempt to undermine the independence of the Fed.Read More
Increasing Tariffs Could Reduce ABS Investor Demand August 28, 2025 James Dohnert Commercial equipment, shipping containers and trucking could experience the biggest negative impacts from new tariff policies.Read More
CFPB Seeks Feedback on Open Banking Rulemaking August 28, 2025 Shannon Clark The bureau wants to know the optimal approach to the assessment of fees to defray the costs incurred responding to a customer-driven request.Read More
Short Takes: Mortgage Application Payments Decrease / Homebuyers Wait / Non-QM Performance Improves / Mortgage Delinquency Rates Rise August 28, 2025 Abby Zimmardi The median amount due at application dropped in July.Read More
Rocket/Mr. Cooper Merger Gets Nod From FHFA August 27, 2025 Dennis Hollier The regulator, though, says no market participant can account for more than 20% of the GSEs' servicing market.Read More
Large Servicers See Rise in 2Q Delinquencies August 27, 2025 Brandon Ivey Delinquencies rose at both nonbanks and banks during the quarter.Read More
Residential Transition Loan Originations Simmer August 27, 2025 Abby Zimmardi Production is cooling off even as interest rates on RTLs decline.Read More
Short Takes: Home Equity Used to Pay Student Loans / Mortgage Apps Slow / Homesellers Retreat / FNB Hires New Chief Consumer Banking Officer August 27, 2025 Shannon Clark and James Dohnert Interest in HEIs for student loan repayment will likely continue to grow given dwindling deferment options.Read More
GSE Purchases of Credit Insurance Down in 2Q August 26, 2025 Dennis Hollier Freddie Mac credit insurance increases raised the numbers for both GSEs in the second quarter.Read More