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Ginnie Removals Tick Up in 2Q Due to Borrower Payoffs

August 28, 2025
Emmeline Willey
Borrower payoffs accounted for 81% of removals in the quarter, indicating heavy refi activity.
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Federal Reserve Governor Sues Trump

August 28, 2025
Abby Zimmardi
The suit says allegations of mortgage fraud are pretextual and an attempt to undermine the independence of the Fed.
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Increasing Tariffs Could Reduce ABS Investor Demand

August 28, 2025
James Dohnert
Commercial equipment, shipping containers and trucking could experience the biggest negative impacts from new tariff policies.
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CFPB Seeks Feedback on Open Banking Rulemaking

August 28, 2025
Shannon Clark
The bureau wants to know the optimal approach to the assessment of fees to defray the costs incurred responding to a customer-driven request.
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Short Takes: Mortgage Application Payments Decrease / Homebuyers Wait / Non-QM Performance Improves / Mortgage Delinquency Rates Rise

August 28, 2025
Abby Zimmardi
The median amount due at application dropped in July.
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Rocket/Mr. Cooper Merger Gets Nod From FHFA

August 27, 2025
Dennis Hollier
The regulator, though, says no market participant can account for more than 20% of the GSEs' servicing market.
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Large Servicers See Rise in 2Q Delinquencies

August 27, 2025
Brandon Ivey
Delinquencies rose at both nonbanks and banks during the quarter.
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Residential Transition Loan Originations Simmer

August 27, 2025
Abby Zimmardi
Production is cooling off even as interest rates on RTLs decline.
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Short Takes: Home Equity Used to Pay Student Loans / Mortgage Apps Slow / Homesellers Retreat / FNB Hires New Chief Consumer Banking Officer

August 27, 2025
Shannon Clark and James Dohnert
Interest in HEIs for student loan repayment will likely continue to grow given dwindling deferment options.
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GSE Purchases of Credit Insurance Down in 2Q

August 26, 2025
Dennis Hollier
Freddie Mac credit insurance increases raised the numbers for both GSEs in the second quarter.
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Latest Imf News

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Featured Data

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Featured Reports

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As homeowner equity continues to build, more and more lenders are launching home equity lending products. Are you thinking of joining this market?

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