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Short Takes: GSEs Adjust LLPAs / Mortgage Defect Rate Down Slightly / HELOC Securitization Picks Up / Pending Home Sales Decline

May 21, 2026
Brandon Ivey
The GSEs have differing loan level price adjustments for classic FICO and VantageScore 4.0, according to VantageScore.
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GSE CRT Issuance Increases in First Quarter

May 20, 2026
Brandon Ivey
The GSEs issued CRT deals in March even with economic volatility tied to the war with Iran.
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Veterans United Seeing Cost Savings With eNotes

May 20, 2026
Emmeline Willey
The lender saves 5 basis points per loan on average using eNotes.
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Rocket Offering Discounts on Home Sales With Redfin

May 20, 2026
Brandon Ivey
The savings of up to $20,000 come in the form of lender credits and reduced real estate agent commissions.
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FHA Proposes Denying Loans Due to Delinquent Child Support

May 20, 2026
Brandon Ivey
FHA noted that federal law prohibits providing federal financial assistance to individuals with delinquent child support.
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Short Takes: House Poised to Vote on Housing Bill / Demand for Purchase Mortgages Declines / Pending Home Sales Increase in April / Debt Offering From Redwood

May 20, 2026
Brandon Ivey
The House is set to vote on a revised version of the 21st Century ROAD to Housing Act. It’s expected to pass with broad bipartisan support.
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FHA Plans De-Regulation to Address Origination Costs

May 19, 2026
Emmeline Willey
FHA expects to rescind a suite of policies next month as a continuation of its deregulatory approach to tackling affordability, said FHA Deputy Assistant Secretary for Single-Family Housing Matt Jones.
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Mortgage-Banking Income Ticks Up at Nonbanks

May 19, 2026
John Bancroft
Earnings improved during the first quarter of 2026 among a group of 13 publicly traded nonbank companies despite choppy market conditions and slowing production.
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Reasons for Refi Denials Shift in 2025

May 19, 2026
Shannon Clark
Lenders turned down 23.38% of refinance applications based on credit history last year compared to 29.88% in 2024.
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Credit Score Providers Tout Expanded Mortgage-Borrower Pool

May 19, 2026
Brandon Ivey
Both VantageScore and FICO claim their scoring models allow lenders to approve more mortgage applicants.
Read More
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Latest Imf News

  • UWM Swings to a Profit in Third Quarter, Margins Slip

  • GSE Servicing Share Expands for Small, Mid-Sized Banks in 3Q

  • Home Equity Lending Expected to Rise in 2027

  • Redwood Plans Transition to C-Corporation, Reports 3Q Loss

More Imf News

Featured Data

  • Seller Repurchases of GSE Loans Bounce Up in 2Q

  • Retail Share Rising in Conventional-Conforming

  • Refi Activity Plummets, Dragging Down Agency MBS in 3Q

  • ARM Production Rebounds

More Featured Data

Featured Reports

  • Guide to Mortgage Lending to First-Time Homebuyers

  • Mortgage Servicing Rights Report: 2Q26 (PDF)

  • Lender Profiles 2Q26: Top 25 (PDF)

  • Agency Seller-Issuer Profile: 2Q26 (PDF)

More Latest Reports

Featured Poll

As homeowner equity continues to build, more and more lenders are launching home equity lending products. Are you thinking of joining this market?

View Results
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