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Fannie Economists Hike Projection for Interest Rates

June 24, 2025
Brandon Ivey
Economists at Fannie Mae project that the interest rate for a 30-year fixed-rate mortgage will average 6.5% during the fourth quarter of 2025.
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Repurchase Activity by Banks Declines in First Quarter

June 24, 2025
Brandon Ivey
Repurchases and indemnifications by banks and thrifts for residential mortgages declined by 16.3% on a quarterly basis in the first quarter of 2025.
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Servicers Seek to Retain Some Pandemic Servicing Policies

June 24, 2025
Shannon Clark
The Mortgage Bankers Association and the American Bankers Association separately called for the CFPB to keep an anti-evasion exception established during the pandemic to help facilitate loan modifications.
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Rocket Offering Bridge Loans for Homebuyers

June 24, 2025
Brandon Ivey
The homebuyer must have a purchase mortgage from Rocket to be eligible.
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Short Takes: Trigger Leads Bill Approved by House / Home Prices Decline in April / Existing Home Sales Slow / Delinquencies Decline / FHFA to Examine Using Cryptocurrency for Mortgage Qualification

June 24, 2025
Brandon Ivey
Legislation to limit trigger leads passed the House and Senate with minor differences.
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Servicing Levels Rising for Mortgages at Ginnie, Nonbanks

June 20, 2025
Brandon Ivey
The largest servicing gains in the past year were in servicing for Ginnie Mae, whole loans at nonbanks and in non-agency mortgage-backed securities.
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Powell Hoping to Help Housing Market With Price Stability

June 20, 2025
Brandon Ivey
“The best thing we can do for the housing market is to restore price stability in a sustainable way and create a strong labor market,” said Fed Chair Jerome Powell.
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Uncertainty Among Researchers on GSEs, Climate Risk

June 20, 2025
Dennis Hollier
A paper that found that lenders originate more conventional-conforming loans in areas impacted by a hurricane, and they securitize a larger percentage of those loans, was recently retracted.
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Chimera’s Palisades Group Aggregates HEIs for Securitization

June 20, 2025
Brandon Ivey
Palisades is an alternative asset manager founded in 2012.
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Short Takes: Pulte Presses Powell to Resign / Home Sales in CA Level / Pressure on Homebuilders / Seasoned Union Bank Mortgages Set for Non-Agency MBS

June 20, 2025
Brandon Ivey
"He is hurting Americans and hurting the mortgage market, which I am responsible for regulating," Bull Pulte, director of the Federal Housing Finance Agency, said of Fed Chair Jerome Powell.
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Latest Imf News

  • Loan Production Income Increases at Publicly Traded Banks, Nonbanks

  • FHFA Adopts New Housing Goals for the GSEs

  • GSEs Growing Retained MBS Holdings in 4Q25

  • Sellers Increasingly Outnumbering Buyers in Housing Market

More Imf News

Featured Data

  • Largest Sellers See GSE Deliveries Wane in November

  • Third-Party Lenders Boost Market Share in Third Quarter

  • Bank Mortgage Repurchases Decline in Third Quarter

  • Mortgage REITs Up Agency MBS, Shed Non-Agency

More Featured Data

Featured Reports

  • Agency Seller-Issuer Profile: 3Q25 (PDF)

  • Mortgage Profitability Report 3Q25 (PDF)

  • Lender Profiles 3Q25: Top 25 (PDF subscription)

  • Agency Channel Analysis: 3Q25 (PDF)

More Latest Reports

Featured Poll

As homeowner equity continues to build, more and more lenders are launching home equity lending products. Are you thinking of joining this market?

View Results
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