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Short Takes: Bowman Confirmed in Fed Role / Pulte’s ‘Interesting’ Meetings / A&D Expands FHA Offerings / New Prime Non-Agency MBS

June 5, 2025
Brandon Ivey
The confirmation of Michelle Bowman as vice chair for supervision at the Fed could prompt the Fed to begin to make regulatory changes.
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Fed Removes Asset Cap on Wells Fargo

June 4, 2025
Brandon Ivey
The cap and other regulatory issues prompted numerous adjustments at Wells, including a retreat on mortgage lending and servicing.
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Jumbo Share of Originations Increases in First Quarter

June 4, 2025
Brandon Ivey
An estimated $49.0 billion of non-agency jumbos were originated in the first quarter of 2025.
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Senate Considering Bill to Establish VA Partial Claims Program

June 4, 2025
Emmeline Willey
The bill largely aligns with legislation approved in the House in May.
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Servicers Spreading Property Insurance Burden Across Years

June 4, 2025
Brandon Ivey
Some mortgage borrowers now face higher monthly payments for taxes and insurance than for the principal and interest obligations tied to a mortgage.
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Short Takes: ‘Golden Age of Homeownership’ / Rocket Plans $4.0 Billion in Debt Offerings / Smaller Debt Offering From PennyMac REIT / Bonus for Ending Asset Cap

June 4, 2025
Brandon Ivey
The Trump administration will usher in a "Golden Age of homeownership," according to HUD Secretary Scott Turner.
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Court Sides With Rocket on Disputed Stock Sale

June 3, 2025
Brandon Ivey
Shareholders sued Rocket in 2021 following a stock sale, claiming that Rocket sold stock when officials at the company had material nonpublic information suggesting that Rocket’s business — and share price — were poised to decline.
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Second-Level MBS Issuance by GSEs Slows in First Quarter

June 3, 2025
John Bancroft
Supers MBS repackage smaller securities with similar characteristics to make management of the assets more efficient.
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Originations Suppressed Amid Elevated Interest Rates

June 3, 2025
Brandon Ivey
“People are pausing because of rampant uncertainty,” said Michael Fratantoni, chief economist and a senior vice president of research and business development at the MBA.
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Ginnie, FHA Officials Eye Rising FHA Delinquencies

June 3, 2025
Emmeline Willey
Delinquencies on FHA mortgages have crept higher since recovering from the pandemic.
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Latest Imf News

  • Loan Production Income Increases at Publicly Traded Banks, Nonbanks

  • FHFA Adopts New Housing Goals for the GSEs

  • GSEs Growing Retained MBS Holdings in 4Q25

  • Sellers Increasingly Outnumbering Buyers in Housing Market

More Imf News

Featured Data

  • Largest Sellers See GSE Deliveries Wane in November

  • Third-Party Lenders Boost Market Share in Third Quarter

  • Bank Mortgage Repurchases Decline in Third Quarter

  • Mortgage REITs Up Agency MBS, Shed Non-Agency

More Featured Data

Featured Reports

  • Agency Seller-Issuer Profile: 3Q25 (PDF)

  • Mortgage Profitability Report 3Q25 (PDF)

  • Lender Profiles 3Q25: Top 25 (PDF subscription)

  • Agency Channel Analysis: 3Q25 (PDF)

More Latest Reports

Featured Poll

As homeowner equity continues to build, more and more lenders are launching home equity lending products. Are you thinking of joining this market?

View Results
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