ARMs Help Boost Mortgage Credit Availability December 9, 2025 James Dohnert Lending standards are loosening as more borrowers opt for adjustable-rate mortgages.Read More
Short Takes: Housing Trust Fund Allocation Later This Year / Milliman Acquires MorVest Capital / Monthly Mortgage Payments Rise / Chase Preps Jumbo MBS December 9, 2025 James Dohnert and Brandon Ivey Housing Trust Fund allocations for 2026 were just announced, months behind the usual timeline.Read More
Brokers, Correspondents Increase Conforming Originations December 8, 2025 Andras Malatinszky Correspondents upped their share significantly in the government-insured market, while brokers took a bigger bite of nonconforming lending.Read More
Housing Legislation in Congress Will Wait Until 2026 December 8, 2025 Brandon Ivey Republicans in the House balked at including the ROAD to Housing Act in a defense spending bill.Read More
Freddie Issues Selling Guide Bulletin on AI Oversight December 8, 2025 Dennis Hollier Beginning March 3, seller/servicers that use artificial intelligence or machine language in the origination of loans sold to Freddie must ensure those systems comply with applicable law.Read More
Servicer Refi Retention Rose to Three-Year High December 8, 2025 James Dohnert Servicer refinance retention rose to 28% in the third quarter, according to a report from Intercontinental Exchange.Read More
Short Takes: Investor Purchases Stay Flat in 3Q / Homebuyers Ready to Buy in 2026 / Buyers Moving to Refuge Markets / Angelo Gordon Preps MBS of Agency-Eligible Investor Loans December 8, 2025 James Dohnert A soft rental market is holding back home sales to investors.Read More
Broker Share of Originations Ticks Up in Third Quarter December 5, 2025 Brandon Ivey Only the broker channel managed to increase production in the third quarter, up 1.1% from the second quarter to $96.0 billion.Read More
FHA Proposes Raising Draw Limits on Rehabilitation Loans December 5, 2025 Emmeline Willey The proposal would raise the number of draw requests permitted per contractor from two to four under FHA's Limited 203(k) Rehabilitation program.Read More
SEC Sees Support for Effort to Revise MBS Disclosures December 5, 2025 Abby Zimmardi The SEC is looking to revise disclosure requirements for publicly-registered MBS and ABS to help increase issuance.Read More