Loan officers expect a decline in mortgage rates to push more buyers off the sidelines in 2026.

Some 4.3% of FHA loans and 7.5% of VA loans are underwater, according to Intercontinental Exchange’s November mortgage report.

Thom Malone, principal economist at Cotality, said in a report that investors are waiting until a home has been sitting on the market so they can negotiate a lower price.

More than half of Millennials would consider a 50-year mortgage.

A reduction in interest rates boosted refinance activity during the third quarter of the year.

“I would characterize trades these days as being more strategic than necessary,” said Nick Letica, chief investment officer at Two Harbors Investment.

The Structured Finance Association applauded the senators' efforts.

Figure generated $89.8 million of net income in the third quarter, well beyond the $29.4 million in income the company had in the first half of the year.

Rice Park says the "strategic" acquisition expands its capabilities across the mortgage value chain.

Most of the gain came at the cost of the correspondent channel.