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Expanded-Credit MBS Issuance Drops in 4Q, Rises on Annual Basis

February 4, 2026
Abby Zimmardi
During the fourth quarter of 2025, issuance of expanded-credit mortgage-backed securities declined on a quarterly basis for the first time in two years.
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Midterm Elections Complicate Housing Affordability Initiatives

February 4, 2026
James Dohnert
The Trump Adminstration is said to be considering ways to boost housing affordability through executive order.
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Rithm's Income Declines in Fourth Quarter

February 4, 2026
Abby Zimmardi

The drop is due to a large jump in expenses as well as a decline in originations and servicing.


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AI Regulation Intensifying at State Level

February 4, 2026
Shannon Clark
The mortgage industry is concerned that new state-level artificial intelligence regulations will impose duplicative or conflicting requirements.
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Short Takes: Mortgage Application Volume Drops / OFA Group Launches Digitization Platform / Home Prices Decline in January / Bed Bath & Beyond Partners With Figure

February 4, 2026
Abby Zimmardi
Winter weather may have contributed to the decline in applications last week.
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Loss-Mitigation Policy Changes Drive Rise in FHA Delinquencies

February 2, 2026
Emmeline Willey
The total FHA delinquency rate hit 11.86%, the third-highest reading in the past decade.
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Mortgage Lenders Plan to Level Up Technology in 2026

February 2, 2026
James Dohnert
A recent survey of lenders by The Mortgage Collaborative found that lenders are making technology enhancements a strategic investment priority in 2026.
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Non-Agency Lenders Look to Grow Partnerships

February 2, 2026
Abby Zimmardi
Lenders want to build long-term partnerships with originators ahead of an upcoming boost in production volume this year.
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AARP Files Class Action Against Reverse-Mortgage Lenders

February 2, 2026
James Dohnert
The AARP Foundation filed a class action lawsuit against Celink, Finance of America Reverse and Carrington Mortgage Services claiming that they unlawfully charged home equity conversion mortgage borrowers prohibited fees.
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Short Takes: Provident Expected to Issue MBS of Agency-Eligible Loans / Selene Kicks Off Borrower Assistance Program / NewRez to Move to New Servicing OS / Novacore to Buy Insurance Agency

February 2, 2026
James Dohnert
The Provident deal contains loans mostly made to prime credit borrowers.
Read More
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Latest Imf News

  • Fed to Propose Capital Changes for Banks, Mortgages

  • Prime Non-Agency MBS Issuance Increases Nearly 40% in 2025

  • Rithm’s Commercial Loan REIT Eyes Lender Acquisition

  • FHA Loss-Mit Waterfall Change Drives Up Delinquencies

More Imf News

Featured Data

  • FHA Delinquencies Rise to Pandemic Levels

  • Expanded-Credit MBS Issuance Slows in 4Q

  • New Nonbank Servicing Giant Emerges in Fourth Quarter

  • January Ushers In New Year With Modest Gain in MBS

More Featured Data

Featured Reports

  • Mortgage Servicing Rights Report: 3Q25 (PDF)

  • IMF Mortgage Directory: Full interactive database

  • Agency Seller-Issuer Profile: 3Q25 (PDF)

  • IMF HMDA Dashboard: 2024

More Latest Reports

Featured Poll

As homeowner equity continues to build, more and more lenders are launching home equity lending products. Are you thinking of joining this market?

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