A 3% monthly increase in securitizations of purchase mortgages bolstered agency issuance in January to $119.95 billion, rising 1.9% on a monthly basis and 21.6% year-over-year.

After a fall in interest, reverse mortgages are gaining popularity.

Industry members in the nonconforming loan space encouraged lenders to be wary of the risks involved in debt service coverage ratio mortgages and residential transition loans. At a recent conference hosted by Information Management Network, they urged attendees to keep an eye on certain key details in the transactions.

Ginnie Mae expanded its forays into artificial intelligence in 2025 to support its transition to a loan-level framework.

Rate-lock volume increased in January because of a weak December.

During the fourth quarter of 2025, issuance of expanded-credit mortgage-backed securities declined on a quarterly basis for the first time in two years.

The Trump Adminstration is said to be considering ways to boost housing affordability through executive order.

The mortgage industry is concerned that new state-level artificial intelligence regulations will impose duplicative or conflicting requirements.

Winter weather may have contributed to the decline in applications last week.