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Short Takes: VantageScore to Remain a Private Company / Originations, Margins Down at AmeriHome Owner / Pennymac Markets First DSCR-Only MBS

October 20, 2026
Brandon Ivey and James Dohnert
While VantageScore has been making its case at investor events focused on publicly traded companies, its CEO says there's no need for the credit scoring company to go public.
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Deliveries to the GSEs Down in 3Q

October 19, 2026
Dennis Hollier
The top two GSE sellers — on both quarterly and year-to-date bases — remain Rocket Mortgage and United Wholesale Mortgage.
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Dynex Reports Losses

October 19, 2026
James Dohnert
The biggest change for Dynex in the third quarter was a sharp increase in unrealized losses on investments.
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MBA Launches Coaching Platform for LOs

October 19, 2026
James Dohnert
Homebase is available to MBA members at an annual subscription fee of $150 and to non-members for $300. The platform offers continuing education coursework, coaching, community engagement and advocacy opportunities.
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VantageScore Launches Credit Score Simulator for VS4

October 19, 2026
James Dohnert
The new tool applies certain simulated actions that borrowers can do to increase their scores and returns the projected VantageScore 4.0 credit score based on the actual credit model algorithm.
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Short Takes: Saluda Grade, Zippy Team for Manufactured Housing Loans / Bravo Capital Now Financing BTR Projects / Dark Matter Promotes Execs

October 19, 2026
James Dohnert
Saluda Grade will provide capital for Zippy and work alongside it on credit, product development and other areas.
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Ginnie Servicing Up in 3Q, Nonbanks Take More Share

October 16, 2026
Brandon Ivey
Rocket Mortgage, the largest agency servicer and a nonbank, went the other way, reducing its portfolio during the quarter.
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First Horizon Selling $4.5 Billion of Mortgages at 10% Discount

October 16, 2026
Brandon Ivey
First Horizon opted to sell mortgages with low interest rates at a loss due to the limited utility the bank saw from the loans, according to Hope Dmuchowski, a senior executive vice president and chief financial officer at the bank.
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Ginnie Making Improvements to its Tech Systems

October 16, 2026
Emmeline Willey
A tool for annual financial reports now pre-populates information for issuers, changing a three-hour process to a 15-minute process, based on two issuers’ anecdotes.
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M&T Bank Sees Boost in Mortgage Revenue From Subservicing

October 16, 2026
Brandon Ivey
The bank sharply increased the size of its subservicing portfolio in June.
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Latest Imf News

  • Mortgage Earnings at Banks Decline in Third Quarter

  • Mixed Reading on GSEs’ 2025 DTS Performance

  • FHFA’s IG Warns of Constraints for Anti-Fraud Activity

  • Pennymac Cutting Staff, Facing Pressure in Correspondent, Wholesale

More Imf News

Featured Data

  • Seller Repurchases of GSE Loans Bounce Up in 2Q

  • Retail Share Rising in Conventional-Conforming

  • Refi Activity Plummets, Dragging Down Agency MBS in 3Q

  • ARM Production Rebounds

More Featured Data

Featured Reports

  • Mortgage Servicing Rights Report: 2Q26 (PDF)

  • Lender Profiles 2Q26: Top 25 (PDF)

  • Agency Seller-Issuer Profile: 2Q26 (PDF)

  • Top Mortgage Players: 2Q26 (PDF)

More Latest Reports

Featured Poll

As homeowner equity continues to build, more and more lenders are launching home equity lending products. Are you thinking of joining this market?

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