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Senate Leaders Not Ready to Go With House on Housing Bill

May 21, 2026
Brandon Ivey
“There’s still work to be done and we are committed to continuing to work with the White House and our colleagues in the House on a housing bill that can pass the Senate and get to the president’s desk,” said Sens. Tim Scott, R-SC, and Elizabeth Warren, D-MA.
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Rate Sharply Increases Correspondent Sales in 2025

May 21, 2026
Namrata Bhatia
Rate sent $18.58 billion of mortgages to unaffiliated buyers in 2025, according to an Inside Mortgage Trends analysis of HMDA data.
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GSE VantageScore Pilot Secrecy Extends to Credit Bureau

May 21, 2026
Brandon Ivey
Even officials at Experian aren’t sure how many lenders are participating in the pilot.
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FHLBanks Improving Relationships With Federal Reserve

May 21, 2026
Dennis Hollier
Dave Paulson, CEO of the FHLB of Pittsburgh, pointed out that, prior to the 2023 banking crisis, many FHLBank officials didn’t know who their direct contact was at the Fed.
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Short Takes: GSEs Adjust LLPAs / Mortgage Defect Rate Down Slightly / HELOC Securitization Picks Up / Pending Home Sales Decline

May 21, 2026
Brandon Ivey
The GSEs have differing loan level price adjustments for classic FICO and VantageScore 4.0, according to VantageScore.
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GSE CRT Issuance Increases in First Quarter

May 20, 2026
Brandon Ivey
The GSEs issued CRT deals in March even with economic volatility tied to the war with Iran.
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Veterans United Seeing Cost Savings With eNotes

May 20, 2026
Emmeline Willey
The lender saves 5 basis points per loan on average using eNotes.
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Rocket Offering Discounts on Home Sales With Redfin

May 20, 2026
Brandon Ivey
The savings of up to $20,000 come in the form of lender credits and reduced real estate agent commissions.
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FHA Proposes Denying Loans Due to Delinquent Child Support

May 20, 2026
Brandon Ivey
FHA noted that federal law prohibits providing federal financial assistance to individuals with delinquent child support.
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Short Takes: House Poised to Vote on Housing Bill / Demand for Purchase Mortgages Declines / Pending Home Sales Increase in April / Debt Offering From Redwood

May 20, 2026
Brandon Ivey
The House is set to vote on a revised version of the 21st Century ROAD to Housing Act. It’s expected to pass with broad bipartisan support.
Read More
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Latest Imf News

  • Correspondent Channel Loses More Share in First Quarter

  • GSEs’ Treatment of VantageScore a Black Box

  • GSE MBS Investors Frustrated by Trump Administration

  • Netcapital to Acquire Resmac in $5 Million Deal

More Imf News

Featured Data

  • Bank Holdings of Consumer ABS Trend Higher in 1Q

  • Conventional-Conforming Share of Lending Up in 1Q

  • Nonbanks See Rebound in Mortgage-Banking Income

  • Bank MBS Holdings Rise in 1Q26, Investors Like Ginnie

More Featured Data

Featured Reports

  • IMF HMDA Dashboard: 2025

  • 2026 Mortgage Market Statistical Annual (PDF)

  • Mortgage Servicing Rights Report: 4Q25 (PDF)

  • Mortgage Profitability Report 4Q25 (PDF)

More Latest Reports

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As homeowner equity continues to build, more and more lenders are launching home equity lending products. Are you thinking of joining this market?

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