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Private MI Fares Better Than FHA in Fourth Quarter

January 23, 2026
Brandon Ivey
GSE purchase-mortgage business with private MI declined at about half the rate of the decline seen in FHA purchase-mortgage business in the fourth quarter of 2025.
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MBA Addresses CHLA’s Concerns About Single-Pull Proposal

January 23, 2026
Dennis Hollier
The MBA pushed back on various concerns raised by CHLA regarding a proposal to allow single-file credit pulls for certain GSE mortgages.
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Morningstar Seeing Positive Results in RTL Securitizations

January 23, 2026
Abby Zimmardi
Rating criteria for securitizations of residential transition loans has helped boost investor participation in the sector, according to officials at Morningstar DBRS.
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Mixed Trends for GSE Conforming Jumbos in 2025

January 23, 2026
Abby Zimmardi
Conforming jumbo business at the GSEs fell 14.4% on an annual basis to $31.85 billion in 2025.
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Short Takes: House Approves HUD Budget / Interest Rates Tick Up / More Housing Hearings Scheduled / Activity in Prime Non-Agency MBS Market

January 23, 2026
Brandon Ivey
The funding bill passed by the house for HUD in fiscal year 2026 avoids drastic cuts sought by the Trump administration.
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Supreme Court Looks Poised to Keep Cook in Place at Fed

January 22, 2026
Abby Zimmardi
The conservative-majority justices appeared critical of the arguments from Trump’s Solicitor General D. John Sauer and expressed concern that Trump’s move could “shatter” the Fed’s independence.
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HUD Secretary Provides Few Specific Plans at Hearing

January 22, 2026
Emmeline Willey
For more than four hours, HUD Secretary Scott Turner repeatedly traced the root of the housing shortage to an issue he told Congress to solve.
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Trade Groups Offer Affordability Solutions to Trump

January 22, 2026
Brandon Ivey
The Mortgage Bankers Association, America’s Credit Unions and the Independent Community Bankers of America asked for three specific policy changes to address housing affordability.
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Ally Financial to Sell $400 Million of Mortgage Assets

January 22, 2026
Brandon Ivey
The shift of the assets to "held for sale" status prompted a $27.0 million loss.
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Short Takes: Pending Home Sales Slump / Some Signs of Life / Investment Firm Revives Equity-Sharing Lender

January 22, 2026
Brandon Ivey
Pending home sales declined by 3.0% on an annual basis in December.
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Latest Imf News

  • Refi Lending Spikes in 4Q, Purchase Mortgages Slow

  • Delinquencies Climb During Fourth Quarter, Led by FHA

  • GSEs Getting Aggressive With Cash Window Pricing

  • Onity’s Earnings Helped by Release of Tax Valuation Allowance

More Imf News

Featured Data

  • Expanded-Credit MBS Issuance Slows in 4Q

  • New Nonbank Servicing Giant Emerges in Fourth Quarter

  • January Ushers In New Year With Modest Gain in MBS

  • Mortgage Complaints to CFPB Tick Up in Fourth Quarter

More Featured Data

Featured Reports

  • Mortgage Servicing Rights Report: 3Q25 (PDF)

  • IMF Mortgage Directory: Full interactive database

  • Agency Seller-Issuer Profile: 3Q25 (PDF)

  • IMF HMDA Dashboard: 2024

More Latest Reports

Featured Poll

As homeowner equity continues to build, more and more lenders are launching home equity lending products. Are you thinking of joining this market?

View Results
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