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Short Takes: Mortgage Applications Decline / Senate Passes VA Bill / SWBC Mortgage Adds New SVP / NAR Launches New Tool

July 16, 2025
Shannon Clark
Mortgage applications slowed last week, due to a rise in mortgage interest rates.
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RMBS Issuance Escalates in 2Q, CMBS & ABS Falls

July 15, 2025
John Bancroft
ABS issuance fell in some sectors during the second reporting period of the year.
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Student Loan Repayment Changes May Affect FHA Borrowers

July 15, 2025
Emmeline Willey
Two new repayment plan structures for student loans disbursed on or after July 1, 2026, were included within the tax and spending bill.
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Trigger Lead Ban Close to the Finish Line

July 15, 2025
Shannon Clark
A ban on mortgage trigger leads looks to be getting closer to being signed into law.
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Short Takes: Mortgage Connect Developing Product for Fannie / Farmer Mac CFO Steps Down / CFPB Terminates Consent Order / Mortgage Credit Availability Shrinks

July 15, 2025
Shannon Clark
Mortgage Connect, a national mortgage servicer, is developing a new product with two companies for Fannie Mae's Title Acceptance program.
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Rate-Term Refis Help Push Agency MBS Up in Second Quarter

July 11, 2025
John Bancroft
Refi activity was up 27.1% from the first quarter and purchase volume rose 19.1%.
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HUD Formally Ends Biden-Era Appraisal Anti-Bias Effort

July 11, 2025
Brandon Ivey
“By tearing down these onerous hurdles, we’re freeing professionals from a tangle of red tape that drove up costs, inhibited access to homeownership, and discouraged market participation,” said HUD Secretary Scott Turner.
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Interest Rate Outlook Murky Following Tax/Spending Bill

July 11, 2025
Paul Muolo
With the federal deficit set to increase, there are fears that the 10-year Treasury rate will rise.
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Annaly Leads Expanded-Credit MBS Push With Large Deal

July 11, 2025
Brandon Ivey
Annaly is set to issue a $662.7 million MBS, its 13th expanded-credit deal of the year.
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Short Takes: OCC Head Confirmed / FHA Delays Deadline for Phishing-Resistant Change / Westcor Added to Fannie Title Acceptance Pilot / UWM Invests in Bilt / Panorama Mortgage Group Launches Wholesale Unit

July 11, 2025
Brandon Ivey
Jonathan Gould was the senior deputy comptroller and chief counsel at the OCC during the latter half of the first Trump administration.
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Latest Imf News

  • Chase Remained Top Jumbo Lender in 1Q

  • Two Harbors Open to Negotiations With UWM

  • Cassidy Steps Away From FHA

  • SPS Settles With California

More Imf News

Featured Data

  • FHA Refis Sole Bright Spot in First-Quarter Originations

  • Banks’ Mortgage Holdings Inch Down in First Quarter

  • Chase Lags on Non-Agency MBS Servicing

  • Bank Holdings of Consumer ABS Trend Higher in 1Q

More Featured Data

Featured Reports

  • Guide to Mortgage Lending to First-Time Homebuyers

  • IMF HMDA Dashboard: 2025

  • 2026 Mortgage Market Statistical Annual (PDF)

  • Mortgage Servicing Rights Report: 4Q25 (PDF)

More Latest Reports

Featured Poll

As homeowner equity continues to build, more and more lenders are launching home equity lending products. Are you thinking of joining this market?

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