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CFPB Sues Berkshire's Vanderbilt Mortgage for TILA Violations

January 6, 2025
Shannon Clark
Among the allegations: Vanderbilt approved a loan for a family with 33 debts in collection...
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The Final Tally: Freddie Tops Fannie in Residential Loan Purchases

January 6, 2025
Dennis Hollier
For the first time in 33 years, Freddie out bought its crosstown rival...
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Biden Admin Revises GSE Preferred Stock Purchase Agreements

January 3, 2025
Dennis Hollier
The revisions establish some ground rules that will apply if Fannie Mae and Freddie Mac are ever released from conservatorship.
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Large Nonbanks Take Back Some Origination Share

January 3, 2025
Brandon Ivey
All of the top five lenders are nonbanks, led by United Wholesale Mortgage.
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Ginnie Increases Employee Count in 2024

January 3, 2025
Brandon Ivey
As of the end of September, the agency had 265 employees, up 25% from a year ago.
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DBRS Updates Rating Assumptions for Second Liens

January 3, 2025
James Dohnert
The rating service made the update following a review that found that CES loans originated pre-crisis had notably worse characteristics compared with originations in recent years.
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Short Takes: Interest Rates Rising / Housing Inventory Improving / More Non-Agency MBS in the Works

January 3, 2025
Brandon Ivey
Interest rates on mortgages increased to a level last seen in July 2024.
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Brokers Gain Some Share in FHA/VA Lending in 3Q

January 2, 2025
Brandon Ivey
The increase in broker originations was largely driven by two lenders: United Wholesale Mortgage and PennyMac Financial.
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Refi Share of Applications Falls Below 40% at Year-End

January 2, 2025
Brandon Ivey
The refi share of applications was as high as 55.7% in late September.
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Delinquencies on Securitized Non-QMs Rise Again

January 2, 2025
Brandon Ivey
The increase in November was tied to hurricanes, though impairments have increased for seven consecutive months.
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Latest Imf News

  • Warehouse Lending Commitments Rise in 3Q

  • Judge Orders Trump Administration to Fund CFPB

  • Consumer Advocates Criticize CFPB's ECOA Proposal

  • Fannie Modernizes HomeStyle Mortgage Options

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Featured Data

  • Largest Sellers See GSE Deliveries Wane in November

  • Third-Party Lenders Boost Market Share in Third Quarter

  • Bank Mortgage Repurchases Decline in Third Quarter

  • Mortgage REITs Up Agency MBS, Shed Non-Agency

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  • Mortgage Profitability Report 3Q25 (PDF)

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As homeowner equity continues to build, more and more lenders are launching home equity lending products. Are you thinking of joining this market?

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