Brian Johnson, CFPB director nominee, over the years has criticized the CFPB’s enforcement of RESPA, among other issues.

Mortgage trade groups and consumer advocates said the bureau must carefully consider the impact on industry and consumers if it pursues changes to the TILA-Integrated Disclosure rule.

As federal regulators retreat from disparate-impact liability, some states are ramping up their enforcement, leaving lenders with conflicting requirements.

The bureau said years of experience demonstrated the utility of publishing such narratives is minimal.

Democratic attorneys general in 10 states urged a federal court to block two of the OCC’s recent final rules from taking effect.

In an amended complaint, consumer groups argued that the CFPB failed to consult with the appropriate prudential regulators prior to issuing its ECOA rulemaking process.

The updates were made to adhere to the changes made under a final rule that recently took effect.

Industry experts said the mortgage industry is using AI for compliance efforts such as flagging fraud, asset reverification or ensuring operational controls are in place.

Consumer advocates want more time to comment on CRA proposal; former CFPB senior official is leading a state regulatory agency.

Consumer complaints filed with the CFPB about lending services declined across all categories except for mortgages during the second quarter of 2026. (Includes two data tables.)