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Home » Topics » Inside FHA/VA Lending » Government-Insured Originations

Government-Insured Originations
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Ginnie Keeping an Eye on the ‘Buyout’ Craze

December 11, 2020
It’s no secret that early buyouts of delinquent FHA and VA loans are rising. Ginnie Mae, as might be expected, is keeping a close watch. (Includes data chart.)
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Overall, Forbearance is Flat Except in Ginnies

December 11, 2020
Paul Muolo
High unemployment readings are fueling an increase in Ginnie forbearance. Trouble ahead?
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Biden Taps Former Obama Chief of Staff to Head VA

December 11, 2020
Dennis Hollier
McDonough will head the second largest federal agency, with more than 400,000 employees and a $200 billion budget.
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Millennial Homebuying Flies In the Face of Convention

December 11, 2020
Dennis Hollier
Nearly 93% of all the FHA loans to millennials that closed in October were for home purchases.
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VA Edges Further Ahead of FHA in 3Q20

November 25, 2020
John Bancroft
Freedom Mortgage ranked as the top FHA lender and the top VA lender at the nine-month mark, though the competition was catching up on the VA side. (Includes three data charts.)
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The FHA MMIF Posts Solid Capital Ratio of 6.10%

November 13, 2020
Paul Muolo and Maria Volkova
FHA delinquencies are a paramount concern for regulators and lenders but the MMIF closed fiscal 2020 on solid footing. (Includes data chart.)
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Mayor Pete for HUD Secretary? Ginnie Chief Departs

November 13, 2020
Paul Muolo
A new president in the White House means a changing of the guard at HUD, FHA and Ginnie. The candidates are...
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Still There but Not in Use Very Much: Ginnie PTAP

October 30, 2020
Paul Muolo
If needed, the Ginnie PTAP liquidity program is there, but very few issuers are using it. A good sign?
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Top FHA Lender Freedom Likely to Stay Private

October 16, 2020
Paul Muolo
Public ownership isn’t for everyone. Just ask FHA-direct giant Freedom Mortgage of Mt. Laurel, NJ.
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Wells Fargo Makes Big Bet on Ginnie EBOs. Others?

October 16, 2020
Paul Muolo
Thanks to high forbearance readings and escalating delinquencies, Wells Fargo is once again playing the Ginnie buyout game. It’s not alone.
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