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Home » Topics » Inside FHA/VA Lending » Government-Insured Originations

Government-Insured Originations
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California Leads States in HECM Lending

December 17, 2021
Monica Hogan
California continued to have a solid lead in originations of home-equity conversion mortgages in the first nine months of 2021. (Includes two data charts.)
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FHA/VA Market Tilts Back to Mostly Purchase Lending

November 19, 2021
John Bancroft
For the first time since late 2019, purchase-mortgage endorsements exceeded new refinance loans in the FHA/VA market. And FHA narrowed the gap between the two programs. (Includes three data charts.)
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FHA Outlines Plans to Expand Homeownership

November 19, 2021
Monica Hogan
FHA plans to take a multiprong approach to expanding homeownership among underserved communities as a way to address the racial wealth gap.
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Bill Seeks to Extend VA Home Loans to WWII GI Heirs

November 19, 2021
Monica Hogan
Spouses and children of Black World War II veterans who were shut out of the VA home loan program would be eligible under new legislation introduced this month.
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VA Lenders Fete Borrowers and Employees Who Served

November 19, 2021
Monica Hogan
Veterans United Home Loans offered to pay off the mortgage of 11 borrowers as part of a Veterans Day promotion.
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FHA’s Kolluri Touts HECMs to Help Seniors Age in Place

November 5, 2021
Monica Hogan
FHA Principal Deputy Assistant Lopa Kolluri discussed the home equity conversion mortgage program and return-to-work at the National Reverse Mortgage Lenders Association’s annual convention.
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Analysts Expect Positive FHA MMIF Audit Results

October 22, 2021
Monica Hogan
Positive results in the forthcoming audit report to Congress on the status of the FHA insurance fund could prompt a reduction in premiums (or so the industry hopes).
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FHA Mortgages Seen as a Key Tool for Expanding Homeownership

October 22, 2021
Monica Hogan
Lenders need to do more to boost first-time homeownership among low- to moderate-income households, according to panelists speaking at the Mortgage Bankers Association’s annual convention.
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Housing Wealth for Seniors Hits Record High in 2Q21

October 22, 2021
Monica Hogan
Still, very few homeowners age 62 and above have accessed their home equity since the 2008 housing bust.
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VA and Ginnie Embrace Tech Modernization, MISMO Standards

October 8, 2021
Monica Hogan
Officials from VA and Ginnie Mae detail plans to modernize technology systems to better serve borrowers, investors and regulators.
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