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Home » Topics » Inside FHA/VA Lending » Government-Insured Originations

Government-Insured Originations
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NAR, VA Join Hands to Boost Veterans Homeownership

March 18, 2022
Monica Hogan
Leslie Rouda Smith of the National Association of Realtors and John Bell of the Department of Veterans Affairs partnered on two training videos to increase awareness of the benefits of the VA home loan program.
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Reverse Mortgage Industry Foresees Growth

March 4, 2022
Monica Hogan
Demand for reverse mortgages has grown in recent years, with more expansion expected in 2022 for both FHA home-equity conversion mortgages and proprietary reverse loans.
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VA Lender: Cash-Out Refis on the Rise

March 4, 2022
Monica Hogan
Veterans still recovering from the financial impact of the pandemic are tapping into home equity, according to ClearPath Lending officials.
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FHA/VA Lending Strong in 2021 But Declines in 4Q

February 18, 2022
Monica Hogan
FHA and VA loan origination volumes were only slightly off record levels set in 2021, despite a significant decline in refinance activity in the second half of last year. (Includes three data charts.)
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Amherst Exec Scales Back Expectations for FHA Premium Cuts

January 21, 2022
Monica Hogan
Steven Abrahams of Amherst Pierpont Securities believes FHA might use surplus MMI funds to subsidize first-time homebuyers and other traditionally underserved communities.
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Around the Industry

January 21, 2022
Monica Hogan
FHA Catalyst activates new mortgagee administrator role; VA increasing aggregate loan guarantee funding for specially adapted housing; Ginnie Mae to adopt blockchain technology; VA to hike fines for lenders that make false loan guarantee certifications.
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UI: FHA MMIF Can Withstand Targeted Premium Cuts

January 7, 2022
Monica Hogan
FHA should provide targeted cuts to its mutual mortgage insurance premiums, according to the Urban Institute.
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Correspondent Channel Up in Fading FHA/VA Market

December 17, 2021
John Bancroft
PennyMac Financial had the biggest correspondent platform in the FHA/VA market at the end of the third quarter, but a handful of competitors were gaining ground. (Includes data chart.)
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California Leads States in HECM Lending

December 17, 2021
Monica Hogan
California continued to have a solid lead in originations of home-equity conversion mortgages in the first nine months of 2021. (Includes two data charts.)
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FHA/VA Market Tilts Back to Mostly Purchase Lending

November 19, 2021
John Bancroft
For the first time since late 2019, purchase-mortgage endorsements exceeded new refinance loans in the FHA/VA market. And FHA narrowed the gap between the two programs. (Includes three data charts.)
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