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Home » Topics » Inside The GSEs » Policies & Programs

Policies & Programs
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What Does the Flood of New Data Mean for Appraisals?

September 29, 2023
Dennis Hollier
The vast amount of appraisal data released over the past year by FHFA has been a boon to researchers. However, many critics argue the regulator and the regulated entities should release all appraisal data.
Read More

Freddie MF Exec Signals Stronger Focus on Property Maintenance

September 29, 2023
Dennis Hollier
Servicers will be expected to continuously evaluate properties for early warning signs of life safety hazards or deferred maintenance.
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FHFA Wants to Make Shared-Equity Deals Simpler

September 29, 2023
Dennis Hollier
A proposed new rule expanding the GSEs’ ability to purchase loans on properties with private transfer fee covenants should encourage more engagement in shared-equity programs.
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Fannie Working to Facilitate ‘Latino Housing Journey’

September 29, 2023
Dennis Hollier
Fannie hopes Spanish-language credit education and targeted downpayment assistance will help it put the still-growing cohort of Latino consumers into their first home.
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FHFA to Rate GSEs’ Fair Lending Activities

September 29, 2023
Dennis Hollier
The regulator’s new rating system will be used to assess supervisory remediation measures and, at least while the GSEs remain in conservatorship, determine executive compensation.
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FHFA Willing to Be Flexible with Credit Score Change

September 15, 2023
Brandon Ivey
FHFA is showing that it’s willing to listen to industry feedback as the regulator works to transition the GSEs to new credit scoring processes. This week the agency delayed one aspect of the transition and noted plans to conduct listening sessions.
Read More

Fannie Intervenes in AmeriFirst Bankruptcy

September 15, 2023
Dennis Hollier
Fannie tells court AmeriFirst has no property interest in its mortgage servicing rights.
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GSEs Delay Fee Disclosure Requirements on UCD

September 15, 2023
Dennis Hollier
High failure rates for lenders trying to implement new edits to certain fee disclosure requirements in Phase 3B of the Uniform Closing Database persuaded Fannie and Freddie to postpone those changes.
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FHFA Forms Advisory Committee on Affordable Housing

September 15, 2023
Brandon Ivey
FHFA is accepting applications for membership on the committee, which will include about 20 people and meet twice a year.
Read More

Freddie Still Buying Back Old STACRs

September 15, 2023
Dennis Hollier
Despite offering higher premiums, Freddie is finding it difficult to convince investors to give up their credit-risk transfer notes.
Read More
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