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Home » Topics » Inside The GSEs » Policies & Programs

Policies & Programs
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FHFA Puts Commingled Securities Issue to Bed

November 22, 2023
Dennis Hollier
As expected, the amended enterprise regulatory capital framework reduces the risk weight for commingled securities from 20% to 5%.
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FHFA Lowers Multifamily Purchase Caps for 2024

November 22, 2023
Dennis Hollier
FHFA Director Sandra Thompson said workforce housing exemptions should still encourage multifamily borrowers to preserve affordable housing for “extended periods.”
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Fannie Extends Positive Rent Payment Reporting Pilot

November 22, 2023
Dennis Hollier
More than 240,000 renters in properties with Fannie-backed loans reported their rent payments to credit bureaus using the Fannie pilot. Some 58% of them saw their FICO scores increase as a result.
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Fannie CRT Deals Shed Nearly $2 Billion in Credit Risk

November 22, 2023
Dennis Hollier
The mortgage giant executed five credit-risk transfer transactions in the space of a week.
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GSEs Clear DTS Targets by a Narrow Margin in 2022

November 10, 2023
Dennis Hollier
Although Fannie Mae and Freddie Mac met their duty-to-serve obligations, that doesn't mean they achieved all their goals. Both enterprises received low scores in some categories.
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Fannie, Freddie Announce Tweaks to Selling Guides

November 10, 2023
Dennis Hollier
Fannie and Freddie have updated rules around employment contracts, shared appreciation and fluctuating income.
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Freddie Mac Updates Default Management Solution

November 10, 2023
Dennis Hollier
Servicers should see several enhancements to Freddie’s Resolve platform and its APIs, including a dashboard they can use to manage their pipeline and track charge-offs.
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Appraisers Should Use Facts Not Subjective Language

November 10, 2023
Dennis Hollier
Freddie CAO describes the lexicon of an objective appraisal. He discourages the use of subjective language terminology such as “desirable” or “family friendly.”
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GSEs Provide Details on Reps-and-Warranty Relief

October 27, 2023
Dennis Hollier
Fannie Mae and Freddie Mac released details on FHFA’s new policy of extending natural disaster-related reps-and-warranty relief to mortgagees impacted by the pandemic.
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Trouble Ahead for Move to Bi-Merge Credit Score Process

October 27, 2023
Dennis Hollier
If FHFA follows through on the shift from the tri-merge to a bi-merge system, two million borrowers currently eligible for a GSE mortgage would no longer qualify, according to a report from TransUnion.
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