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Home » Topics » Inside The GSEs » Policies & Programs

Policies & Programs
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Fannie, Freddie Announce Tweaks to Selling Guides

November 10, 2023
Dennis Hollier
Fannie and Freddie have updated rules around employment contracts, shared appreciation and fluctuating income.
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Freddie Mac Updates Default Management Solution

November 10, 2023
Dennis Hollier
Servicers should see several enhancements to Freddie’s Resolve platform and its APIs, including a dashboard they can use to manage their pipeline and track charge-offs.
Read More

Appraisers Should Use Facts Not Subjective Language

November 10, 2023
Dennis Hollier
Freddie CAO describes the lexicon of an objective appraisal. He discourages the use of subjective language terminology such as “desirable” or “family friendly.”
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GSEs Provide Details on Reps-and-Warranty Relief

October 27, 2023
Dennis Hollier
Fannie Mae and Freddie Mac released details on FHFA’s new policy of extending natural disaster-related reps-and-warranty relief to mortgagees impacted by the pandemic.
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Trouble Ahead for Move to Bi-Merge Credit Score Process

October 27, 2023
Dennis Hollier
If FHFA follows through on the shift from the tri-merge to a bi-merge system, two million borrowers currently eligible for a GSE mortgage would no longer qualify, according to a report from TransUnion.
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FHFA Responds to FOIA Request on Employee Settlements

October 27, 2023
Dennis Hollier
Documents show FHFA entered into 36 settlement agreements between January 2019 and September 2021 to resolve employee disputes.
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Freddie Multifamily Updates Due Diligence Requirements

October 27, 2023
Dennis Hollier
Freddie takes steps to ensure its older multifamily housing stock is in adequate repair. This is particularly crucial for properties in affordable housing programs.
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FHFA Fails to Document Reviews of Desktop Appraisal Reports

October 27, 2023
Dennis Hollier
An audit by FHFA’s Office of Inspector General found that the agency’s Office of Housing and Regulatory Policy hasn’t conducted adequate oversight of the new reports.
Read More

GSEs Update Rental Income Requirements

October 13, 2023
Dennis Hollier
Both Fannie Mae and Freddie Mac have eased the rules that limit the use of rental income to qualify for a mortgage.
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GSEs’ NPL Sales Plummet in 2022

October 13, 2023
Dennis Hollier
Market dynamics tied to the pandemic cut nonperforming loan sales at the GSEs by more than 66%. Fannie Mae accounted for almost all of the sales.
Read More
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