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Policies & Programs
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Freddie Multifamily Updates Due Diligence Requirements

October 27, 2023
Dennis Hollier
Freddie takes steps to ensure its older multifamily housing stock is in adequate repair. This is particularly crucial for properties in affordable housing programs.
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FHFA Fails to Document Reviews of Desktop Appraisal Reports

October 27, 2023
Dennis Hollier
An audit by FHFA’s Office of Inspector General found that the agency’s Office of Housing and Regulatory Policy hasn’t conducted adequate oversight of the new reports.
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GSEs Update Rental Income Requirements

October 13, 2023
Dennis Hollier
Both Fannie Mae and Freddie Mac have eased the rules that limit the use of rental income to qualify for a mortgage.
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GSEs’ NPL Sales Plummet in 2022

October 13, 2023
Dennis Hollier
Market dynamics tied to the pandemic cut nonperforming loan sales at the GSEs by more than 66%. Fannie Mae accounted for almost all of the sales.
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Fannie Supports More Investment in Small Rentals

October 13, 2023
Dennis Hollier
Fannie’s decision to lower the downpayment requirement for loans on two- to four-unit multifamily properties should boost investment in this key source of affordable housing.
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Fannie Targets Workforce Housing

October 13, 2023
Dennis Hollier
A new Fannie loan product offers lower pricing and more flexibility to conventional multifamily borrowers who voluntarily set aside units as workforce housing.
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FHLBank San Francisco: How to Close the Racial Equity Gap

October 13, 2023
Dennis Hollier
A new white paper released by the FHLBank San Francisco outlines the causes and possible solutions to the racial gap in homeownership. The bank’s CEO Bazemore identifies the highlights of the report.
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Freddie’s Perry Touts Downpayment Assistance Tool

October 13, 2023
Dennis Hollier
The online application, DPA One, allows lenders to find and match up to 400 downpayment assistance programs with borrowers who need help with closing costs.
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Industry Blasts FHFA Plans to Expand the SCP Program

September 29, 2023
Dennis Hollier
Stakeholders claim the plan to expand the suspended counterparty program is too broad and FHFA has failed to justify the expansion.
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What Does the Flood of New Data Mean for Appraisals?

September 29, 2023
Dennis Hollier
The vast amount of appraisal data released over the past year by FHFA has been a boon to researchers. However, many critics argue the regulator and the regulated entities should release all appraisal data.
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