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Policies & Programs
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FHFA Updates DTS Definition of ‘Colonia’

April 14, 2023
Dennis Hollier
New definitions in the amended rule will expand the number of colonias eligible for credit under the duty-to-serve obligations of the GSEs.
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FHFA Requests Input on Tenant Protections

April 14, 2023
Dennis Hollier
The regulator of the GSEs wants to know if there are ways it can help improve protections for the tenants of apartment buildings financed by Fannie and Freddie.
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FHFA Announces Timeline for New Credit Score Models

March 31, 2023
Dennis Hollier
By the end of 2025, FHFA expects Fannie and Freddie to implement the use of FICO 10T and Vantage 4.0 into the mortgage process. Industry participants can expect a lot of hand-holding along the way.
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FHLBanks Could Help to Fund Nonbanks Indirectly

March 31, 2023
Dennis Hollier
FHLBank treatment of collateral may be inhibiting development of affordable housing, industry stakeholders told FHFA in comments.
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FHFA Makes Pandemic-Era Deferrals Permanent

March 31, 2023
Dennis Hollier
Based on the success of payment deferrals during the COVID-19 emergency and feedback from industry, FHFA has made the option a key part of loss mitigation for the GSEs.
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FHFA Delays DTI Ratio Fee Amid Industry Opposition

March 17, 2023
Dennis Hollier
Lenders had argued that any debt-to-income ratio calculated early in the mortgage process would be subject to change and possible redisclosure requirements.
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Thompson Defends FHFA Policies on GSEs

March 17, 2023
Dennis Hollier
The FHFA director tells NAR members she’s focused on data-driven, fact-based policy-making.
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Mark Calabria Settles Old Scores in New Book

March 17, 2023
Dennis Hollier
The former FHFA director claims that Wall Street critics worried his policies would cut into their profits.
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Freddie Announces Changes to Its Selling Guide

March 17, 2023
Dennis Hollier
Updates to the guide go into effect in June and July.
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Enact Back in Fannie’s and Freddie’s Good Graces

March 17, 2023
Dennis Hollier
The heightened PMIERS capital requirements set by the GSEs when Genworth let its mortgage insurance subsidiary go public have now been satisfied.
Read More
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