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Home » Topics » Inside The GSEs » Regulation

Regulation
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FHFA Proposes DTS Change for ‘High-Needs’ Rural Areas

October 7, 2022
Dennis Hollier
The regulator proposed a more standard, nationwide definition of “colonia” to make it easier for the enterprises and lenders to identify communities where their activities are eligible for credit under DTS.
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Fannie Fee on Broker Originations Faces Pushback

September 23, 2022
Dennis Hollier
Industry groups say Fannie’s 15-bp fee on broker-originated loans flies in the face of the level playing field for the mortgage business.
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MISMO Updates Include GSE Uniform Initiatives

September 23, 2022
Dennis Hollier
Progress has been made on modernization and simplification of the various sections of MISMO’s uniform mortgage data program.
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GSEs Move Slowly on Artificial Intelligence

September 23, 2022
Dennis Hollier
Fannie, Freddie, the FHFA and the OIG try to wrap their heads around the risk and rewards of artificial intelligence and machine learning.
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Congress May Have a Say in FHLB Reforms

September 9, 2022
Dennis Hollier
FHFA is expected to produce a long list of recommended actions to modernize the FHLBank system, but large-scale reform will probably require legislation.
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Stress Test Results Renew Scrutiny of GSE Capital Rule

September 9, 2022
Dennis Hollier
Former Freddie CEO Don Layton joins critics who argue that, based on the results of the 2021 DFASTs, the current capital rule is far too conservative.
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OIG Says FHFA Web Security Doesn’t Meet DHS Standards

September 9, 2022
Dennis Hollier
Some of the agency’s websites and web services do not use proper security protocols, leaving them vulnerable to cyberattacks.
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Changes Contemplated for Chattel Loans and GSEs

September 9, 2022
Dennis Hollier
Urban Institute researchers said the reliance on personal loans to finance manufactured housing adds to inequity in affordable housing.
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Stress Tests Suggest GSEs Can Weather Major Issues

August 26, 2022
Dennis Hollier
By acing their 2021 stress tests, Fannie Mae and Freddie Mac may have demonstrated they’re no longer a threat to taxpayers, but they’re still years away from having enough capital.
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Consumer Advocates Seek More from GSE DTS Plans

August 26, 2022
Dennis Hollier
Affordable housing advocates say Fannie Mae and Freddie Mac should do more to prevent investors from exploiting loopholes to profit off of LIHTC-funded properties.
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