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Home » Topics » Inside The GSEs » Regulation

Regulation
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Sandra Thompson Talks PSPAs, GSE Pricing and Servicer Eligibility

May 20, 2022
Dennis Hollier
FHFA and Treasury haven’t discussed how to make the 2021 changes to the PSPAs permanent or whether to ease the capital requirements for the GSEs.
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Stakeholders Seek Transparency on New Credit Score Model

May 20, 2022
Dennis Hollier
Trade groups are resigned to whatever model FHFA chooses, but they need data on how it performs compared to FICO to set up their own systems and procedures.
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FHFA Joins Network for Greening the Financial System

May 20, 2022
Dennis Hollier
The regulator of Fannie Mae and Freddie Mac is now a member of an organization that says climate change poses a serious risk to the financial system.
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Fannie/Freddie Earnings Reveal Capital Shortfalls

May 6, 2022
Dennis Hollier
The GSEs’ latest SEC filings reveal a combined capital shortfall of $359 billion at the end of the first quarter. But combined earnings were a healthy $8.21 billion for the quarter. (Includes data chart.)
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FHFA Has Plenty to Ponder on Eligibility Proposal

May 6, 2022
Dennis Hollier
Industry groups take sides in debate over FHFA’s treatment of nonbank servicers.
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Fannie, Freddie Beef Up Duty-to-Serve Plans

May 6, 2022
Dennis Hollier
Fannie and Freddie addressed FHFA complaints by adding more rigorous and measurable goals to their plans to improve liquidity in underserved mortgage markets.
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FHFA Directs the Use of SCIFs for New Loans

May 6, 2022
Dennis Hollier
The GSEs’ regulator renews efforts to collect preferred language information from borrowers.
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Freddie Increases Protections for Manufactured Housing

May 6, 2022
Dennis Hollier
New rules entitle manufactured home renters to be notified before rent increases or changes in community ownership. Manufactured homeowners receive more leeway to sell their homes, even if they’re in default.
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FHFA’s New Strategic Plan Ignores Many Industry Concerns

April 25, 2022
Dennis Hollier
The agency’s finalized strategic plan is almost unchanged from the draft version, despite recommendations and criticisms from mortgage industry stakeholders.
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More Criticism of FHFA’s Proposed Eligibility Requirements

April 22, 2022
Dennis Hollier
Early comments suggest widespread concern that the proposed increases in liquidity and capital requirements for GSE seller/servicers are unnecessary and maybe counterproductive.
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