As of Jan. 1, Fannie Mae and Freddie Mac will for the first time be able to purchase one-unit single-family loans worth more than $1 million.

A table comprised of 13 categories and dozens of subcategories itemizes all the ways a mortgage loan can go bad.

The volume of multifamily loans the enterprises can purchase will be smaller in 2023, but the FHFA also expanded the mission-oriented qualifications.

Loan-level price adjustments for low-income and first-time borrowers and for loans that meet duty-to-serve requirements will be a thing of the past on Dec. 2.

FHFA is betting the formerly proprietary appraisal data of Fannie and Freddie can help reduce bias in the marketplace.

Automated payroll deposits and timely payment of utilities and cell phone bills are about to enter the mortgage underwriting process.

If FHFA allows the GSEs to accept multiple credit scores, economists worry similar scores won’t indicate the same level of credit risk.

FHFA must monitor model risk, people risk and resiliency risk at regulated entities, in particular at Fannie Mae and Freddie Mac.

Work involving climate change and financial technology found mention in the FHFA report.

FHFA has allowed for expanded use of forward commitments to facilitate the development of more affordable housing.