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Home » Topics » Inside Mortgage Trends » Profitability

Profitability
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M&A to Continue as Originations Plateau

October 24, 2025
James Dohnert
Merger and acquisition activity is expected to rise as more lenders attempt to reach economies of scale.
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G-Fee Hike in 2023 Increased Rejection Rates

October 24, 2025
Dennis Hollier
When g-fees increase, lenders unable to pass the added cost through to all borrowers tend to ration credit by rejecting more loans and charging higher rates, according to new research.
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Mortgage-Banking Income Up on Production, Servicing

September 26, 2025
John Bancroft
A surge in originations helped boost mortgage-banking income in the second quarter, while MSR marks dampened servicing income. (Includes data tables.)
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Mortgage Companies Urged to Adopt AI for Efficiency

September 26, 2025
Brandon Ivey
The mortgage industry appears to be lagging other sectors in adoption of artificial intelligence. Tech providers stress that AI offers lenders potential gains in productivity with limited downsides.
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Rate Expands Language Access Program

September 26, 2025
James Dohnert
The lender sees major opportunities to increase mortgage volume by reaching out to borrowers who speak only Spanish or have limited English proficiency, even as HUD pulls back on translation services.
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MISMO's e-Eligibility Exchange Helping eNote Adoption

September 26, 2025
James Dohnert
Officials at MISMO believe that the e-Eligibility Exchange has helped mortgage lenders overcome counterparty approval challenges for use of eNotes.
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Lenders Focusing on Streamlining Business

August 29, 2025
James Dohnert
Mortgage executives count on AI and automation to streamline business processes and reduce overall costs.
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MISMO Launches Confidence Score Standard for AVMs

August 29, 2025
James Dohnert
The new standard comes ahead of the Oct. 1 effective date for quality control standards that federal regulators announced last year.
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Lenders Eye Agentic AI to Improve Margins

August 15, 2025
James Dohnert
Agentic AI is both proactive and autonomous, allowing for multi-step actions to be completed without human interactions.
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Ishbia Sets High Expectations for UWM Partnership With Bilt

August 15, 2025
Brandon Ivey
Bilt is a payments platform that offers rewards to consumers. The company recently received a $100 million investment from United Wholesale Mortgage at a valuation of $10.75 billion.
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