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Home » Topics » Inside Mortgage Trends » Profitability

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Zillow Charts Expansion of Mortgage Business

August 7, 2026
James Dohnert
Zillow Home Loans originated $2.2 billion of mortgages in the second quarter of 2026, nearly double its originations from the same quarter last year.
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Better Shifts From Founder Mode to Enterprise Focus

August 7, 2026
Brandon Ivey
Daniel Lewis, the new interim CEO of Better Home & Finance, wants the company to focus on “very select ideas that have a demonstrated product market fit.”
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Smaller Investors Could See Boost From Housing Bill

August 7, 2026
James Dohnert
The new housing law’s restriction on large institutional investors’ ability to purchase single-family homes could boost demand for investment-property mortgages from mom-and-pop investors.
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Capital Changes Unlikely to Boost Bank Business Much

July 24, 2026
James Dohnert
Pending changes to bank capital requirements are unlikely to move depositories further into the mortgage lending space but could provide some additional flexibility to banks moving forward, according to Kroll Bond Rating Agency.
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Economics Justify Use of Retirement Funds for Downpayments

July 24, 2026
Dennis Hollier
An Urban Institute study shows that the internal rate of return of a downpayment on a home often exceeds that of a diversified stock portfolio, especially in low-growth real estate markets.
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Product Innovation Key for Growing Non-QM Market

July 10, 2026
James Dohnert
Lenders are innovating their product offerings to meet the growing demand for non-qualified mortgages.
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AI Starting to Find Footing in Non-QM Originations

June 26, 2026
James Dohnert
Non-QM underwriting was once a hands-on process, but lenders are increasingly testing the use of AI.
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Banks’ Mortgage Earnings Decline in First Quarter

June 12, 2026
Brandon Ivey
Earnings were down compared with both the fourth quarter of 2025 and the first quarter of 2025. Some of the biggest banks don’t have particularly high hopes for their mortgage businesses this year. (Includes one data table.)
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Rising Costs, Uncertainty Dampen Housing Market

June 12, 2026
James Dohnert
Home prices are down in some areas, but inflation is more than offsetting any relief for homebuyers.
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Servicers Offer Candid View on Benefits of AI

May 15, 2026
Brandon Ivey
AI won’t necessarily reduce costs for servicers, but the technology can improve processes and borrower retention, according to industry participants.
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