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Inside Mortgage Trends
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How to Get More Referrals from Existing Borrowers

January 31, 2020
Brandon Ivey
Lenders can take a number of steps to help ensure that borrowers are satisfied with the origination process, making them more likely to recommend the lender to friends and family.
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Research Shows IT Adoption Lowers Default in a Crisis

January 31, 2020
Yemeng Yang
The intensity of information technology adoption at banks played a role in loan performance during the financial crisis, according to a working paper by the International Monetary Fund.
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Conventional NBs Can’t Go Public but Nonprime Firms Can (Now)

January 17, 2020
Paul Muolo

Velocity Financial went public on Friday, a somewhat rare event for a nonbank lender and an even rarer happening for a nonprime shop. That said, are more deals on the way?


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Mortgage Hiring Slows a Bit but the Desire is There

January 17, 2020
Paul Muolo
A new reading on mortgage employment from the federal government was barely positive but interviews conducted by Inside Mortgage Trends suggests that plenty of lenders need workers.
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Study Finds Lower Mortgage Rates Linked to More Babies

January 17, 2020
Brandon Ivey
Lower interest rates on mortgages are linked to an increase in birth rates, according to economists at the Federal Reserve and the Bank of England. Hard to believe? Read our story.
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Mortgage Industry Urged to Standardize App Interfaces

January 17, 2020
Brandon Ivey
Application programming interfaces have the potential to create efficiencies in the mortgage industry, though standardization is key, according to leaders spearheading an effort at MISMO.
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CSBS’ Fintech Initiatives to Benefit Nonbank Mortgage Lenders

January 17, 2020
Yemeng Yang
The Conference of State Bank Supervisors’ fintech initiatives, while focusing mainly on consumer lending, will ultimately benefit nonbank mortgage firms.
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A Bit Slow in M&A Land. Better Days Ahead?

January 3, 2020
Paul Muolo
When it comes to mortgage-related M&A, 2019 was a bust, right? Well, not exactly. As for 2020, company sales will hinge on rates and loan production. Will weaker players be forced to exit?
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Servicers’ Communication Methods Impact Client Retention

January 3, 2020
Brandon Ivey
The ways in which servicers interact with borrowers can play a major role in whether the lender/servicer will retain the customer, according to a Stratmor study. Borrowers tend to like email communication.
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Startup Offers Home Equity Alternative Without Debt

January 3, 2020
Yemeng Yang
A Boston-based startup that provides an alternative to a traditional home equity loan raised $100 million to fuel its nationwide expansion.
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