Yemeng Yang

Servicers Still Facing COVID Relief Compliance Challenges

January 8, 2021

Industry watchers believe mortgage servicers have a lot on their plate this year in terms of compliance with CARES Act forbearance, state-level relief guidance and limitations on foreclosures.

CMBS Delinquency Wraps up 2020 at a Lower Rate

January 7, 2021

Yemeng Yang

CMBS delinquencies declined by 36 basis points to 7.81% in December, well below the peak of 10.34% in June, according to analytics provider Trepp.

CFPB Task Force Suggests Packaging Settlement Services

January 7, 2021

Yemeng Yang

The task force said Congress should authorize the bureau to issue federal licenses to non-depositories that provide lending services. But any proposal to preempt state licensing laws will face significant pushback.

Ocwen Mediation with CFPB Ends; Servicer Hikes Legal Reserves

January 7, 2021

Yemeng Yang and Paul Muolo

Even though the mediation effort has ended, Ocwen is still bidding on servicing portfolios...

Another Push for Bundled Services, This One From a CFPB Task Force

January 6, 2021

Yemeng Yang

The idea of settlement services packaging is not new...

MBA Lobbies for Permanent Work-From-Home Flexibility

January 4, 2021

Yemeng Yang

During the COVID crisis, many states have temporarily allowed licensed MLOs to work from their (unlicensed) homes, rather than branches...

Compliance Could Get Tougher for Mortgage Firms in 2021

January 4, 2021

Yemeng Yang

One of the biggest issues mortgage lenders will face is implementing changes to the general qualified-mortgage rule, which has a mandatory compliance date of July 2021.

Mortgage Applications Gained, Cards and Autos Struggled

January 4, 2021

Yemeng Yang

After dropping sharply in March, new mortgage applications spiked while other consumer credits struggled to find their footing, according to new research from the CFPB.

CFPB Issues Special Purpose Credit Program Requirements

January 4, 2021

Yemeng Yang

To offer legally compliant SPCPs, financial institutions must have a written plan in place that identifies the class of persons the program is designed to benefit. And there’s more…

MBA Offers Model Bill for Longer-Term Remote Work Flexibility

January 4, 2021

Yemeng Yang

The Mortgage Bankers Association has drafted a model bill for state regulators to provide regulatory flexibility allowing mortgage loan originators to work from home, with prescribed regulator standards for consumer and data protection.

Yemeng Yang

ARTICLES

Servicers Still Facing COVID Relief Compliance Challenges

CMBS Delinquency Wraps up 2020 at a Lower Rate

CFPB Task Force Suggests Packaging Settlement Services

Ocwen Mediation with CFPB Ends; Servicer Hikes Legal Reserves

Another Push for Bundled Services, This One From a CFPB Task Force

MBA Lobbies for Permanent Work-From-Home Flexibility

Compliance Could Get Tougher for Mortgage Firms in 2021

Mortgage Applications Gained, Cards and Autos Struggled

CFPB Issues Special Purpose Credit Program Requirements

MBA Offers Model Bill for Longer-Term Remote Work Flexibility

Latest Imf News

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Featured Poll

As homeowner equity continues to build, more and more lenders are launching home equity lending products. Are you thinking of joining this market?