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Home » Topics » Inside Mortgage Finance » Regulation

Regulation
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Servicing Communications Should Consider Generational Differences

February 20, 2025
James Dohnert
Servicers may need new strategies to reach younger homeowners who prefer not to talk on the phone or respond to snail mail.
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Another Big Hire for Cenlar: A Chief Banking Officer

February 13, 2025
Paul Muolo
Subservicing giant Cenlar created the post of chief banking and capital markets officer, hiring JB Long to man the post.
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Trump’s War on DEI May Cause Issues for SPCPs

February 13, 2025
Dennis Hollier
Regulators and lenders will have to figure out how to comply with non-discrimination laws without resorting to the use of DEI.
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PHH Pauses Non-Agency Mortgage Originations in Maryland

February 6, 2025
James Dohnert
The lending affiliate of the Onity Group paused its non-agency operations in Maryland as a new state regulation requires all parties involved in the mortgage lending process to be a licensed mortgage lender.
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Trump Orders Rulemaking Slowdown; Fires Chopra

February 6, 2025
Shannon Clark
An executive order directs agencies to identify at least 10 regulations or guidance documents to repeal for every new regulation issued.
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Bumps on the Road to GSE Reform

February 6, 2025
Dennis Hollier
FHFA must turn conservatorship directives into regulations before releasing the GSEs from conservatorship, according to former agency director Mark Calabria. But an explicit guarantee is unnecessary, he said.
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Trump-Led Shake-Up of Federal Agencies Dragging

January 29, 2025
Dennis Hollier and Shannon Clark
The Trump administration’s failure to name acting directors for key federal agencies leaves them either under the control of Biden appointees or without a presidentially appointed leader.
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California Wildfires May Push Home Values Down

January 29, 2025
James Dohnert
The wildfires in California may prompt a rare decline for home prices in the Golden State.
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Industry Guardedly Optimistic on Pulte’s Nomination

January 23, 2025
Dennis Hollier
Bill Pulte, Trump’s choice to run the FHFA, is a scion of a homebuilding industry giant, but his background is mostly in private equity and philanthropy.
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FHFA’s Bi-Merge Credit Effort Stalls, Possibly for Good

January 23, 2025
Dennis Hollier
Republicans, who have long opposed the bi-merge credit scoring model, now control Congress. That, combined with Trump’s “regulatory freeze,” could spell the end of this part of credit report reform.
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