The MBA is focusing on regulatory reforms to help reduce the cost of mortgages. There is also some hope that Congress will pass legislation addressing trigger leads.

Despite low volumes and hints of trouble in the multifamily space, GSE profits remain remarkably healthy.

The study found that the Biden administration’s emphasis on reducing appraisal bias has generated some positive results.

The FHFA announced an expansion of Freddie Mac’s pilot program that uses a fee-based structure as an alternative to repurchases of defective but performing loans.

The final rule doesn’t apply to mortgage companies, but the CFPB is considering a future rulemaking tied to the mortgage industry. For now, the new rule could help mortgage lenders approve more borrowers.

As the timeline shrinks for the implementation of the new credit scores for GSE borrowers, anxiety grows among lenders and even FICO and VantageScore.

CHLA lauds Democrats in Congress for urging the Biden administration to investigate Fair Isaac for anticompetitive activities.

TD Bank plans to sell some of its jumbo mortgages and a correspondent business to free up asset space under a new cap set by the OCC. Wells Fargo, meanwhile, appears to be nearing a release from its cap.

Citadel Federal Credit Union said the alleged redlining was an inadvertent outcome from its push into digital services.

A white paper describes public land records as a “commons” that must be protected from “free riders” that have no stake in its curation.