Trade groups agree that the reputational harm provision of the suspended counterparty program regulation is redundant.

New PMIERs tables assigning risk factors to loans based on credit scores and LTV ratios strongly resemble the GSEs’ LLPA tables.

Mortgage and banking trade groups want the CFPB to revise TRID’s timing requirements and tolerance thresholds.

The Trump administration continues to pressure homebuilders to address affordability by focusing more on first-time homebuyers.

Urban Institute researchers believe credit score gaming by lenders will raise scores for 44% of borrowers. Officials at FICO claim shopping appears to be occurring now that the GSEs accept VantageScore.

The proposal would retain much of the 1995 regulatory framework while making changes to asset size thresholds and narrowing the range of retail banking services subject to CRA standards.

New business grew at both enterprises despite an across-the-board decrease in refinance loan acquisitions.

Trade groups urged federal regulators to follow through on an executive order to modernize appraisal requirements.

Lenders are examining how they market to prospective borrowers following the passage of the trigger leads bill in March.

Construction loans may be too risky for the GSEs to purchase at scale, but Fannie has other products that help increase and preserve supply.