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Regulation
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CDFI Fund Appears Safe From Potential Cuts

March 27, 2025
James Dohnert
Recent communications from the White House seem to affirm that the CDFI Fund won’t face drastic cuts following a recent executive order.
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New FHFA Director Shakes Up Fannie, Freddie Leadership

March 20, 2025
Dennis Hollier
Among other moves, Bill Pulte installed himself as board chair for the two government-sponsored enterprises.
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California Provisionally Approves 22% Insurance Rate Hike

March 20, 2025
James Dohnert
At a public hearing next month, State Farm will have to justify its request to raise home insurance premiums by 22%.
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UWM Pitches Changes to Address Affordability

March 13, 2025
Brandon Ivey
The chief innovation officer at United Wholesale Mortgage testified at a hearing in Congress this week on housing affordability. Senators at the hearing largely focused on issues outside of the mortgage market.
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Grapevine: Nominations Move Forward; loanDepot CEO to Step Down

March 13, 2025
Brandon Ivey
Nominations for leaders at CFPB, FHFA waiting for full Senate vote; loanDepot CEO Frank Martell to step down; newer digital lender receives investment from Progressive Insurance.
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McKernan Promises CFPB Will Run, But on Short Leash

March 6, 2025
Shannon Clark
The CFPB director nominee detailed plans for the bureau at his Senate confirmation hearing last week.
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Pulte Muffles Expectations for a Quick End to Conservatorships

March 6, 2025
Dennis Hollier
During a confirmation hearing last week, Trump’s nominee to head FHFA was noncommittal in response to questions about GSE reform, a hint that the administration has other priorities.
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GAO: Housing Finance Remains a ‘High-Risk Area’

March 6, 2025
Dennis Hollier
The government watchdog said federal agencies associated with housing finance have met three of five critical criteria for mitigating the risk they pose to taxpayers.
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Conforming Loan Limits and Bank Competition

March 6, 2025
Dennis Hollier
The annual increase in conforming loan limits creates a natural experiment for economists to examine how competition from nonbanks influences the operations of depositories.
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A Ball of Confusion: HUD, DOGE and Staff Cuts

February 27, 2025
Paul Muolo
Is the White House being less than forthcoming about job cuts at HUD and DOGE finding “misplaced” funds at the agency? You decide. But mortgage bankers are getting nervous.
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