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Latino Households Still Face Major Obstacles to Homeownership

February 6, 2025
Shannon Clark
Lenders should work to reduce the Latino homeownership gap, according to Laura Arce, senior vice president for economic initiatives at UnidosUS said.
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Trump-Led Shake-Up of Federal Agencies Dragging

January 29, 2025
Shannon Clark and Dennis Hollier
The Trump administration’s failure to name acting directors for key federal agencies leaves them either under the control of Biden appointees or without a presidentially appointed leader.
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Trump Rescinds Funding Freeze That Unsettled Market

January 29, 2025
Brandon Ivey
For hours, it was unclear whether a White House memo freezing federal funding would impact mortgage programs. In the meantime, government agencies announced that their single-family mortgage programs were unaffected by the planned funding pause.
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Mortgage Industry Seeks Tax Break; Offsets Considered

January 29, 2025
Brandon Ivey
The Section 199A deduction for pass-through entities is set to expire at the end of this year. The Mortgage Bankers Association is pushing for an extension, which appears likely. The question is how Congress will pay for massive tax breaks.
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The Shifting Sands of Warehouse Finance

January 29, 2025
Paul Muolo
The warehouse lending business remains profitable, but that doesn’t mean the sector is without challenges. There’s been two recent exits, but on the plus-side, the nation’s ninth-largest warehouse shop has filed for an initial public offering with plans to quickly double its business.
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California Wildfires May Push Home Values Down

January 29, 2025
James Dohnert
The wildfires in California may prompt a rare decline for home prices in the Golden State.
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Cenlar Considers Financing MSR, Warehouse Lending

January 29, 2025
Paul Muolo
Cenlar, a warehouse lender? It would like to be, but first the subservicing giant has to escape the regulatory jaws of the OCC.
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Odds Increase for Trigger Lead Bill in Congress

January 29, 2025
Shannon Clark
The House Financial Services Committee is now led by Rep. French Hill, R-AR, who is considered a staunch supporter of the legislation.
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Industry Guardedly Optimistic on Pulte’s Nomination

January 23, 2025
Dennis Hollier
Bill Pulte, Trump’s choice to run the FHFA, is a scion of a homebuilding industry giant, but his background is mostly in private equity and philanthropy.
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Sharp Swings Expected on Federal Housing Policies

January 23, 2025
Brandon Ivey
The Trump administration will likely take starkly different positions on housing and the mortgage market compared with the Biden administration. Expect changes at the GSEs, while a reduction to FHA mortgage insurance premiums looks unlikely.
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